Find the best lenders in Kenya for your needs

Afya SACCO Society Ltd is one of Kenya's largest Deposit-Taking Savings and Credit Cooperative Societies (DT-SACCOs). Established on 8 May 1971, it was founded primarily to serve healthcare professionals but has since expanded its membership to include employees of public and private health institutions, medical practitioners, healthcare organizations, and other eligible individuals. Headquartered in Nairobi, the SACCO has grown to over 120,000 members with assets exceeding KES 22 billion. It is licensed and regulated by the Sacco Societies Regulatory Authority (SASRA).

Amount

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Tenor

-

Min. approval time

24 hrs

Countries

Interest rate

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The Aga Khan Development Network (AKDN) is a global network of development agencies working to improve the quality of life and opportunities for people in some of the world's most vulnerable and underserved regions.

Amount

AFN 50,000 - AFN 0

Tenor

1 - 36 months

Min. approval time

24 hrs

Countries

Interest rate

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Bandari DT SACCO Society Ltd is one of Kenya's leading Deposit-Taking Savings and Credit Cooperative Societies (DT-SACCOs). Established in 1972, the SACCO was originally formed to serve employees of the Kenya Ports Authority (KPA) but has since expanded its membership to individuals, salaried employees, entrepreneurs, welfare groups, and businesses across Kenya. Headquartered in Mombasa, Bandari DT SACCO provides savings, personal loans, mortgages, asset finance, business financing, mobile banking, and investment services. It is licensed and regulated by the Sacco Societies Regulatory Authority (SASRA)

Amount

-

Tenor

-

Min. approval time

24 hrs

Countries

Interest rate

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Aleza Credit is a Kenyan digital credit provider and micro-lending institution that offers quick personal and business loans, particularly targeting individuals, small businesses, and underserved communities. The company focuses on improving financial inclusion by providing accessible credit solutions and working capital financing for entrepreneurs and salaried individuals.

Amount

KSH 6,000 - KSH 50,000

Tenor

1 - 24 months

Min. approval time

24 hrs

Countries

Interest rate

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ADA (Appui au développement autonome) is a Luxembourgish, non-governmental organisation that has been increasing the autonomy of vulnerable people in Africa, Central America and South-East Asia with inclusive finance since 1994, thereby contributing to achieving the sustainable development goals.

Amount

€500 - €100,000

Tenor

36 - 120 months

Min. approval time

24 hrs

Countries

Interest rate

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ASA International Kenya Limited is a non-deposit-taking microfinance institution that provides small business loans to low-income entrepreneurs in Kenya, particularly women running small and informal businesses. The company began operations in Kenya in 2013 and is part of ASA International Group, one of the largest global microfinance institutions. ASA Kenya uses the ASA microfinance model, which focuses on group-based client support with individual loan responsibility, helping small entrepreneurs access credit to start or expand income-generating activities.

Amount

KSH 10,000 - KSH 150,000

Tenor

4 - 12 months

Min. approval time

24 hrs

Countries

Interest rate

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Adjacent Possible Finance Limited (APF) is a Kenyan licensed microfinance institution and digital credit provider that offers a range of financial lending solutions to individuals, small business owners, and micro‑entrepreneurs. Registered in 2018 as a non‑deposit taking microfinance provider, APF aims to promote financial inclusion and empower local communities by providing accessible loans, training, and tailored financial support to underserved segments of the Kenyan market.

Amount

KSH 100,000 - KSH 300,000

Tenor

3 - 36 months

Min. approval time

24 hrs

Countries

Interest rate

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ASA International (Nigeria) is the Nigerian subsidiary of ASA International Group, one of the world’s largest international microfinance institutions. In Nigeria, it operates through ASA Nigeria / ASHA Microfinance Bank, providing small, socially responsible loans to low-income entrepreneurs, especially women, to support income-generating activities. The institution is regulated by the Central Bank of Nigeria (CBN) and operates as a deposit-taking microfinance bank focused on financial inclusion and poverty reduction. Its model is based on group-supported individual lending, structured weekly repayment, and disciplined credit evaluation.

Amount

₦20,000 - ₦2,000,000

Tenor

6 - 12 months

Min. approval time

24 hrs

Countries

Interest rate

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The African Guarantee Fund (AGF) is a pan-African non-bank financial institution that operates across multiple African countries, including Chad. It was established in 2011 by development partners such as the African Development Bank, Denmark, and Spain to improve access to finance for small and medium-sized enterprises (SMEs). Unlike traditional lenders, AGF does not give loans directly to individuals or businesses. Instead, it works with banks and financial institutions by providing guarantees that reduce the risk of lending to SMEs. This makes it easier for businesses to access funding and supports economic growth, job creation, and poverty reduction across Africa.

Amount

US$0 - US$2,500,000

Tenor

1 - 84 months

Min. approval time

24 hrs

Countries

Interest rate

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Bank of Africa offers a range of loans, including personal loans, business loans, and mortgage loans. Their loans are designed to meet the diverse needs of their customers, with competitive interest rates and flexible repayment terms.

Amount

RWF 100,000 - RWF 4,000,000

Tenor

1 - 48 months

Min. approval time

24 hrs

Countries

Interest rate

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