Find the best lenders in South Africa for your needs

Zande provides logistical and financial support to Spaza shops and informal traders, along with their supply chain operators. Their services aim to empower informal businesses with the resources and infrastructure needed to grow and succeed.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 10,000 - ZAR 0

Tenor

The length of period for which the loan would run

 

7 - 14 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Finance 27 provides a simple and instant online credit solution with a quick and convenient application process. You can borrow from as little as R800 up to R6,000 and receive a short-term loan instantly, no matter where you are—from Cape Town to Kathu. Enjoy the ease of same-day cash advances with secure transactions.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 500 - ZAR 4,000

Tenor

The length of period for which the loan would run

 

7 - 65 days

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

MPOWA Finance is an online microfinance company that provides short-term loans and instant decision cash loans. It specializes in offering quick and accessible financial solutions for individuals in need of immediate funding.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 200 - ZAR 5,000

Tenor

The length of period for which the loan would run

 

-

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Lime24 is a leading digital lending platform in South Africa, known for its convenience, transparency, and speed. Whether you're looking to borrow or exploring their services, Lime24 provides a straightforward and reliable lending experience.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 300 - ZAR 5,400

Tenor

The length of period for which the loan would run

 

7 - 35 days

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Southern Finance offers both secured and unsecured loans to individuals with various financial situations, from highly creditworthy borrowers to those with less-than-perfect credit. They provide financing options for purchasing pre-owned vehicles or securing cash for a wide range of purposes, including personal needs or investments.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 500 - ZAR 8,000

Tenor

The length of period for which the loan would run

 

61 - 65 days

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Fasta, a South African fintech founded in 2017 and based in the Western Cape, provides quick loan solutions for both online and in-store purchases. Loans range from R500 to R800,000, with a 3% monthly interest rate. As a secure digital lending platform, Fasta leverages innovative and scalable technology to offer financial solutions to a broad range of merchants and consumers.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 500 - ZAR 8,000

Tenor

The length of period for which the loan would run

 

1 - 3 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Wonga is a UK payday loan company that offers short-term loans with high interest rates to individuals in need of quick financial assistance.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 500 - ZAR 8,000

Tenor

The length of period for which the loan would run

 

1 - 6 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

LittleLoans, founded in 2014, simplifies the loan process by allowing consumers to submit a single application to multiple lenders instantly. This reduces the negative impact on your credit rating, as it avoids multiple credit checks against your name.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 500 - ZAR 8,000

Tenor

The length of period for which the loan would run

 

1 - 36 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Express Finance specializes in providing short-term cash loans directly to your bank account, helping to cover unexpected expenses that disrupt your cash flow. It aims to offer quick financial relief when needed most.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 500 - ZAR 8,000

Tenor

The length of period for which the loan would run

 

15 - 30 days

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Yoco Capital offers a simple and fast cash advance, designed to help you grow and run your business with ease. Whether you're expanding, managing operations, or tackling other business needs, Yoco Capital works for you, allowing you to focus on your business without worrying about complicated terms or fine print.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 2,500 - ZAR 75,000

Tenor

The length of period for which the loan would run

 

-

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Sanlam is a trusted financial institution that provides personal loans to individuals seeking financial assistance. Their offerings are designed to help clients manage their personal finances with reliable and accessible lending solutions.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 5,000 - ZAR 200,000

Tenor

The length of period for which the loan would run

 

12 - 60 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

African Bank operates as a bank offering a range of services including loans, credit cards, deposits, investments, online banking, and insurance. Serving customers across South Africa, African Bank provides comprehensive financial solutions tailored to individual and business needs.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 500 - ZAR 250,000

Tenor

The length of period for which the loan would run

 

12 - 72 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Nedbank is a leading provider of banking and financial solutions. Its services include savings accounts, investment accounts, fixed deposits, credit cards, debit cards, home loans, car loans, personal loans, student loans, and comprehensive online banking solutions.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 1,000 - ZAR 300,000

Tenor

The length of period for which the loan would run

 

6 - 72 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Absa, a trusted name in South African banking, offers personal loans with flexibility and competitive rates. Whether you need to consolidate debt, fund a major purchase, or secure a financial buffer, Absa's personal loan options can help you make informed financial decisions.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 250 - ZAR 350,000

Tenor

The length of period for which the loan would run

 

12 - 84 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Capitec Bank Holdings Ltd is a retail bank with over 850 branches across South Africa. The bank focuses on three key customer needs: saving, which allows customers to receive and store funds securely; credit, which offers access to loans and credit facilities; and transacting, which enables payments and the transfer of funds efficiently.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 5,000 - ZAR 500,000

Tenor

The length of period for which the loan would run

 

12 - 84 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

The Loan Company is a dynamic player in South Africa's financial landscape, offering a refreshing alternative through asset-based lending. This online lender provides quick, flexible financial solutions without the lengthy processes typical of traditional banks.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 5,000 - ZAR 500,000

Tenor

The length of period for which the loan would run

 

61 - 90 days

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Lulalend is an online lending company offering fast and easy working capital funding to small businesses in South Africa. Their solution is designed to help businesses access the funds they need to grow and succeed without the hassle.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 20,000 - ZAR 1,500,000

Tenor

The length of period for which the loan would run

 

6 - 12 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Merchant Capital provides SMEs in South Africa with lump-sum, unsecured cash advances, delivered within 24-48 hours. In return, a fixed percentage of future card revenue is used to repay the advance, offering businesses flexible and fast access to funding.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 50,000 - ZAR 2,000,000

Tenor

The length of period for which the loan would run

 

6 - 12 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Standard Bank Plc, previously known as the Commercial Bank of Malawi is a subsidiary of the Standard Bank Group. It has over 50 years of local market knowledge and offers best banking solutions for large companies, Small and Medium enterprises as well as individuals. Standard Bank has 27 branches and over 700 employees.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

MWK 50,000 - MWK 3,000,000

Tenor

The length of period for which the loan would run

 

1 - 60 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

ProfitShare Partners offers equity financing solutions to small and medium-sized businesses in South Africa. Their funding is backed by valid purchase orders or binding contracts, providing businesses with the capital needed to fulfill their obligations and grow.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 250,000 - ZAR 10,000,000

Tenor

The length of period for which the loan would run

 

30 - 60 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.