Find the best lenders in South Africa for your needs

Finance 27 provides a simple and instant online credit solution with a quick and convenient application process. You can borrow from as little as R800 up to R6,000 and receive a short-term loan instantly, no matter where you are from Cape Town to Kathu. Enjoy the ease of same-day cash advances with secure transactions.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 500 - ZAR 4,000

Tenor

The length of period for which the loan would run

 

7 - 65 days

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

MPOWA Finance is an online microfinance company that provides short-term loans and instant decision cash loans. It specializes in offering quick and accessible financial solutions for individuals in need of immediate funding. To complete a loan application, an online form is submitted and an account would be created.. Once submitted, a loan contract will be emailed to you immediately. In the next step, sign your documents online and upload your most recent three months’ bank statements or payslips. Finally, a representative will contact you for a voice recording to confirm and finalize the details of your loan contract.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 200 - ZAR 5,000

Tenor

The length of period for which the loan would run

 

1 - 45 days

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Quickcash is a digital lending platform that provides quick and easy access to credit. They offer short-term loans to individuals and SMEs, helping them meet urgent financial needs. Quickcash's streamlined application process and rapid disbursement times make it a convenient option for borrowers.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

US$200 - US$5,000

Tenor

The length of period for which the loan would run

 

42 - 90 days

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Lime24 is a leading digital lending platform in South Africa, known for its convenience, transparency, and speed. Whether you're looking to borrow or exploring their services, Lime24 provides a straightforward and reliable lending experience.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 300 - ZAR 5,400

Tenor

The length of period for which the loan would run

 

7 - 35 days

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Express Finance specializes in providing short-term cash loans directly to your bank account, helping to cover unexpected expenses that disrupt your cash flow. It aims to offer quick financial relief when needed most.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 500 - ZAR 8,000

Tenor

The length of period for which the loan would run

 

15 - 30 days

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Wonga is a payday loan company that offers short-term loans with high interest rates to individuals in need of quick financial assistance. The company offers short-term loans designed to help individuals manage their cash flow with ease. For those in need of quick financial support, the personal loan process is simple, straightforward, and easy to understand—providing fast access to funds when it’s needed most.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 500 - ZAR 8,000

Tenor

The length of period for which the loan would run

 

1 - 6 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Fasta, a South African fintech founded in 2017 and based in the Western Cape, provides quick loan solutions for both online and in-store purchases. Loans range from R500 to R800,000, with a 3% monthly interest rate. As a secure digital lending platform, Fasta leverages innovative and scalable technology to offer financial solutions to a broad range of merchants and consumers.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 500 - ZAR 8,000

Tenor

The length of period for which the loan would run

 

1 - 3 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Société Générale Niger is a subsidiary of the French multinational banking group, Société Générale. It offers a wide range of financial services to individuals and businesses in Niger, retail banking, corporate and investment banking and private banking.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

US$500 - US$40,000

Tenor

The length of period for which the loan would run

 

3 - 60 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Swiftloans is a digital lending platform that offers quick and easy access to credit. They provide short-term loans to individuals and SMEs, helping them meet urgent financial needs. Swiftloans' simple application process and fast disbursement times make it a convenient option for borrowers.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

US$8,000 - US$50,000

Tenor

The length of period for which the loan would run

 

1 - 12 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Yoco Capital offers a simple and fast cash advance, designed to help you grow and run your business with ease. Whether you're expanding, managing operations, or tackling other business needs, Yoco Capital works for you, allowing you to focus on your business without worrying about complicated terms or fine print.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 2,500 - ZAR 75,000

Tenor

The length of period for which the loan would run

 

-

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

African Bank operates as a bank offering a range of services including loans, credit cards, deposits, investments, online banking, and insurance. Serving customers across South Africa, African Bank provides comprehensive financial solutions tailored to individual and business needs.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 500 - ZAR 250,000

Tenor

The length of period for which the loan would run

 

12 - 72 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Nedbank is a leading provider of banking and financial solutions. Its services include savings accounts, investment accounts, fixed deposits, credit cards, debit cards, home loans, car loans, personal loans, student loans, and comprehensive online banking solutions.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 1,000 - ZAR 300,000

Tenor

The length of period for which the loan would run

 

6 - 72 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Bayport Finance is a leading financial services group in Africa, specializing in asset finance and consumer lending.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

MUR 5,000 - MUR 1,000,000

Tenor

The length of period for which the loan would run

 

6 - 84 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Grofin is a pan-African private equity firm that provides growth capital to small and medium-sized enterprises (SMEs) in Africa. They invest in a variety of sectors, including manufacturing, agribusiness, and technology.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

US$50,000 - US$1,500,000

Tenor

The length of period for which the loan would run

 

36 - 84 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Merchant Capital provides SMEs in South Africa with lump-sum, unsecured cash advances, delivered within 24-48 hours. In return, a fixed percentage of future card revenue is used to repay the advance, offering businesses flexible and fast access to funding.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 50,000 - ZAR 2,000,000

Tenor

The length of period for which the loan would run

 

6 - 12 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Nedbank Eswatini is part of the broader Nedbank Group, offering tailored financial solutions for individuals, businesses, and corporations. Their services include personal and business banking, corporate finance, and various loan products.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

SZL 1,000 - SZL 2,000,000

Tenor

The length of period for which the loan would run

 

12 - 60 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Investec Bank loans are designed to meet the diverse needs of their customers, with competitive interest rates and flexible repayment terms.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

CDF 100,000 - CDF 10,000,000

Tenor

The length of period for which the loan would run

 

12 - 60 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

A global development institution that provides financing and advisory services to businesses and governments in developing countries. They focus on projects that promote sustainable economic growth and reduce poverty.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

F CFA 5,000,000 - F CFA 50,000,000

Tenor

The length of period for which the loan would run

 

6 - 84 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Grofin is a leading pan-African SME finance group, providing growth capital to small and medium-sized enterprises across Africa. It is committed to supporting the growth of African businesses and contributing to the continent's economic development.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

MUR 4,475,000 - MUR 67,125,000

Tenor

The length of period for which the loan would run

 

36 - 96 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Lidya is a digital lending platform that empowers small and medium-sized enterprises (SMEs) in emerging markets. They offer quick and easy access to finance, helping businesses grow and create jobs. Lidya's innovative technology and streamlined processes make it easy for businesses to apply for and receive loans.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

₦0 - ₦100,000,000

Tenor

The length of period for which the loan would run

 

91 - 180 days

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.