Find the best lenders in South Africa for your needs

Finance 27 provides a simple and instant online credit solution with a quick and convenient application process. You can borrow from as little as R800 up to R6,000 and receive a short-term loan instantly, no matter where you are from Cape Town to Kathu. Enjoy the ease of same-day cash advances with secure transactions.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 500 - ZAR 4,000

Tenor

The length of period for which the loan would run

 

7 - 65 days

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

MPOWA Finance is an online microfinance company that provides short-term loans and instant decision cash loans. It specializes in offering quick and accessible financial solutions for individuals in need of immediate funding. To complete a loan application, an online form is submitted and an account would be created.. Once submitted, a loan contract will be emailed to you immediately. In the next step, sign your documents online and upload your most recent three months’ bank statements or payslips. Finally, a representative will contact you for a voice recording to confirm and finalize the details of your loan contract.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 200 - ZAR 5,000

Tenor

The length of period for which the loan would run

 

1 - 45 days

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Quickcash is a digital lending platform that provides quick and easy access to credit. They offer short-term loans to individuals and SMEs, helping them meet urgent financial needs. Quickcash's streamlined application process and rapid disbursement times make it a convenient option for borrowers.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

US$200 - US$5,000

Tenor

The length of period for which the loan would run

 

42 - 90 days

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Lime24 is a leading digital lending platform in South Africa, known for its convenience, transparency, and speed. Whether you're looking to borrow or exploring their services, Lime24 provides a straightforward and reliable lending experience.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 300 - ZAR 5,400

Tenor

The length of period for which the loan would run

 

7 - 35 days

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Express Finance specializes in providing short-term cash loans directly to your bank account, helping to cover unexpected expenses that disrupt your cash flow. It aims to offer quick financial relief when needed most.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 500 - ZAR 8,000

Tenor

The length of period for which the loan would run

 

15 - 30 days

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Wonga is a payday loan company that offers short-term loans with high interest rates to individuals in need of quick financial assistance. The company offers short-term loans designed to help individuals manage their cash flow with ease. For those in need of quick financial support, the personal loan process is simple, straightforward, and easy to understand—providing fast access to funds when it’s needed most.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 500 - ZAR 8,000

Tenor

The length of period for which the loan would run

 

1 - 6 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Fasta, a South African fintech founded in 2017 and based in the Western Cape, provides quick loan solutions for both online and in-store purchases. Loans range from R500 to R800,000, with a 3% monthly interest rate. As a secure digital lending platform, Fasta leverages innovative and scalable technology to offer financial solutions to a broad range of merchants and consumers.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 500 - ZAR 8,000

Tenor

The length of period for which the loan would run

 

1 - 3 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

LittleLoans, founded in 2014, simplifies the loan process by allowing consumers to submit a single application to multiple lenders instantly. This reduces the negative impact on your credit rating, as it avoids multiple credit checks against your name.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 500 - ZAR 8,000

Tenor

The length of period for which the loan would run

 

1 - 36 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Southern Finance offers both secured and unsecured loans to individuals with various financial situations, from highly creditworthy borrowers to those with less-than-perfect credit. They provide financing options for purchasing pre-owned vehicles or securing cash for a wide range of purposes, including personal needs or investments.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 500 - ZAR 8,000

Tenor

The length of period for which the loan would run

 

61 - 65 days

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Société Générale Niger is a subsidiary of the French multinational banking group, Société Générale. It offers a wide range of financial services to individuals and businesses in Niger, retail banking, corporate and investment banking and private banking.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

US$500 - US$40,000

Tenor

The length of period for which the loan would run

 

3 - 60 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Swiftloans is a digital lending platform that offers quick and easy access to credit. They provide short-term loans to individuals and SMEs, helping them meet urgent financial needs. Swiftloans' simple application process and fast disbursement times make it a convenient option for borrowers.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

US$8,000 - US$50,000

Tenor

The length of period for which the loan would run

 

1 - 12 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Sanlam is a trusted financial institution that provides personal loans to individuals seeking financial assistance. Their offerings are designed to help clients manage their personal finances with reliable and accessible lending solutions.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 5,000 - ZAR 200,000

Tenor

The length of period for which the loan would run

 

12 - 60 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

African Bank operates as a bank offering a range of services including loans, credit cards, deposits, investments, online banking, and insurance. Serving customers across South Africa, African Bank provides comprehensive financial solutions tailored to individual and business needs.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 500 - ZAR 250,000

Tenor

The length of period for which the loan would run

 

12 - 72 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Absa, a trusted name in South African banking, offers personal loans with flexibility and competitive rates. Whether you need to consolidate debt, fund a major purchase, or secure a financial buffer, Absa's personal loan options can help you make informed financial decisions.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 250 - ZAR 350,000

Tenor

The length of period for which the loan would run

 

12 - 84 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Bayport Finance is a leading financial services group in Africa, specializing in asset finance and consumer lending.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

MUR 5,000 - MUR 1,000,000

Tenor

The length of period for which the loan would run

 

6 - 84 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Lulalend is an online lending company offering fast and easy working capital funding to small businesses in South Africa. Their solution is designed to help businesses access the funds they need to grow and succeed without the hassle.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 20,000 - ZAR 1,500,000

Tenor

The length of period for which the loan would run

 

6 - 12 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Standard Bank Plc, previously known as the Commercial Bank of Malawi is a subsidiary of the Standard Bank Group. It has over 50 years of local market knowledge and offers best banking solutions for large companies, Small and Medium enterprises as well as individuals. Standard Bank has 27 branches and over 700 employees.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

MWK 50,000 - MWK 3,000,000

Tenor

The length of period for which the loan would run

 

1 - 60 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Investec Bank loans are designed to meet the diverse needs of their customers, with competitive interest rates and flexible repayment terms.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

CDF 100,000 - CDF 10,000,000

Tenor

The length of period for which the loan would run

 

12 - 60 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Standard Chartered Bank, established in Bangladesh in 1905, is the longest-standing foreign bank in the country. It pioneered innovations such as the first ATM and online banking. Known for its digital-first approach, the bank also offers Shariah-compliant services and contributes to major national projects.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

BDT 50,000 - BDT 20,000,000

Tenor

The length of period for which the loan would run

 

12 - 300 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Lidya is a digital lending platform that empowers small and medium-sized enterprises (SMEs) in emerging markets. They offer quick and easy access to finance, helping businesses grow and create jobs. Lidya's innovative technology and streamlined processes make it easy for businesses to apply for and receive loans.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

₦0 - ₦100,000,000

Tenor

The length of period for which the loan would run

 

91 - 180 days

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.