Find the best lenders in South Africa for your needs

Get the best loans from our amazing lenders in South Africa to meet your goals in the shortest amount of time. Find the loan that matches your needs, apply and get your loan disbursed to you in no time.

How much do you need?

₦500

₦500

₦1,000,000

How long do you need it?

1 month

1

12

months

Amount

Tenor

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Lenders

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ExpressFinance logo

ExpressFinance

Other Lender

Express Finance specializes in providing short-term cash loans directly to your bank account, helping to cover unexpected expenses that disrupt your cash flow. It aims to offer quick financial relief when needed most.

Amount

ZAR 500 - ZAR 8,000

Tenor

15 - 30 days

Min. Approval Time

24 hrs

Countries

View Lender

S

Société Générale Niger

Other Lender

Société Générale Niger is a subsidiary of the French multinational banking group, Société Générale. It offers a wide range of financial services to individuals and businesses in Niger, retail banking, corporate and investment banking and private banking.

Amount

US$500 - US$40,000

Tenor

3 - 60 months

Min. Approval Time

24 hrs

Countries

View Lender
Swiftloans logo

Swiftloans

Other Lender

Swiftloans is a digital lending platform that offers quick and easy access to credit. They provide short-term loans to individuals and SMEs, helping them meet urgent financial needs. Swiftloans' simple application process and fast disbursement times make it a convenient option for borrowers.

Amount

US$8,000 - US$50,000

Tenor

1 - 12 months

Min. Approval Time

24 hrs

Countries

View Lender
Yoco logo

Yoco

Other Lender

Yoco Capital offers a simple and fast cash advance, designed to help you grow and run your business with ease. Whether you're expanding, managing operations, or tackling other business needs, Yoco Capital works for you, allowing you to focus on your business without worrying about complicated terms or fine print.

Amount

ZAR 2,500 - ZAR 75,000

Tenor

-

Min. Approval Time

24 hrs

Countries

View Lender
Sanlam logo

Sanlam

Other Lender

Sanlam is a trusted financial institution that provides personal loans to individuals seeking financial assistance. Their offerings are designed to help clients manage their personal finances with reliable and accessible lending solutions.

Amount

ZAR 5,000 - ZAR 200,000

Tenor

12 - 60 months

Min. Approval Time

24 hrs

Countries

View Lender
Nedbank logo

Nedbank

Other Lender

Nedbank is a leading provider of banking and financial solutions. Its services include savings accounts, investment accounts, fixed deposits, credit cards, debit cards, home loans, car loans, personal loans, student loans, and comprehensive online banking solutions.

Amount

ZAR 1,000 - ZAR 300,000

Tenor

6 - 72 months

Min. Approval Time

24 hrs

Countries

View Lender

C

Capitec Bank

Other Lender

Capitec Bank Holdings Ltd is a retail bank with over 850 branches across South Africa. The bank focuses on three key customer needs: saving, which allows customers to receive and store funds securely; credit, which offers access to loans and credit facilities; and transacting, which enables payments and the transfer of funds efficiently.

Amount

ZAR 5,000 - ZAR 500,000

Tenor

12 - 84 months

Min. Approval Time

24 hrs

Countries

View Lender

J

Jumo

Other Lender

A mobile-based financial services provider that offers loans to individuals and small businesses. They use a mobile-first approach to provide financial services to underserved populations.

Amount

F CFA 30,000 - F CFA 900,000

Tenor

3 - 6 months

Min. Approval Time

24 hrs

Countries

View Lender

B

Bayport Finance

Other Lender

Bayport Finance is a leading financial services group in Africa, specializing in asset finance and consumer lending.

Amount

MUR 5,000 - MUR 1,000,000

Tenor

6 - 84 months

Min. Approval Time

24 hrs

Countries

View Lender
Lulalend logo

Lulalend

Other Lender

Lulalend is an online lending company offering fast and easy working capital funding to small businesses in South Africa. Their solution is designed to help businesses access the funds they need to grow and succeed without the hassle.

Amount

ZAR 20,000 - ZAR 1,500,000

Tenor

6 - 12 months

Min. Approval Time

24 hrs

Countries

View Lender
Grofin logo

Grofin

Other Lender

Grofin is a pan-African private equity firm that provides growth capital to small and medium-sized enterprises (SMEs) in Africa. They invest in a variety of sectors, including manufacturing, agribusiness, and technology.

Amount

US$50,000 - US$1,500,000

Tenor

36 - 84 months

Min. Approval Time

24 hrs

Countries

View Lender

M

Merchant Capital

Other Lender

Merchant Capital provides SMEs in South Africa with lump-sum, unsecured cash advances, delivered within 24-48 hours. In return, a fixed percentage of future card revenue is used to repay the advance, offering businesses flexible and fast access to funding.

Amount

ZAR 50,000 - ZAR 2,000,000

Tenor

6 - 12 months

Min. Approval Time

24 hrs

Countries

View Lender
NedBank logo

NedBank

Other Lender

Nedbank Eswatini is part of the broader Nedbank Group, offering tailored financial solutions for individuals, businesses, and corporations. Their services include personal and business banking, corporate finance, and various loan products.

Amount

SZL 1,000 - SZL 2,000,000

Tenor

12 - 60 months

Min. Approval Time

24 hrs

Countries

View Lender

S

Standard Bank Plc

Other Lender

Standard Bank Plc, previously known as the Commercial Bank of Malawi is a subsidiary of the Standard Bank Group. It has over 50 years of local market knowledge and offers best banking solutions for large companies, Small and Medium enterprises as well as individuals. Standard Bank has 27 branches and over 700 employees.

Amount

MWK 50,000 - MWK 3,000,000

Tenor

1 - 60 months

Min. Approval Time

24 hrs

Countries

View Lender

A

Al Baraka bank

Other Lender

An Islamic bank offering Sharia-compliant banking products and services, including personal finance, business finance, and home finance.

Amount

EGP 750,000 - EGP 5,000,000

Tenor

60 - 120 months

Min. Approval Time

24 hrs

Countries

View Lender

P

ProfitShare Partners

Other Lender

ProfitShare Partners offers equity financing solutions to small and medium-sized businesses in South Africa. Their funding is backed by valid purchase orders or binding contracts, providing businesses with the capital needed to fulfill their obligations and grow.

Amount

ZAR 250,000 - ZAR 10,000,000

Tenor

30 - 60 months

Min. Approval Time

24 hrs

Countries

View Lender

I

Investec Bank

Investec Bank loans are designed to meet the diverse needs of their customers, with competitive interest rates and flexible repayment terms.

Amount

CDF 100,000 - CDF 10,000,000

Tenor

12 - 60 months

Min. Approval Time

24 hrs

Countries

View Lender

I

International Finance Corporation (IFC)

Other Lender

A global development institution that provides financing and advisory services to businesses and governments in developing countries. They focus on projects that promote sustainable economic growth and reduce poverty.

Amount

F CFA 5,000,000 - F CFA 50,000,000

Tenor

6 - 84 months

Min. Approval Time

24 hrs

Countries

View Lender
Grofin logo

Grofin

Other Lender

Grofin is a leading pan-African SME finance group, providing growth capital to small and medium-sized enterprises across Africa. It is committed to supporting the growth of African businesses and contributing to the continent's economic development.

Amount

MUR 4,475,000 - MUR 67,125,000

Tenor

36 - 96 months

Min. Approval Time

24 hrs

Countries

View Lender
Lidya logo

Lidya

Other Lender

Lidya is a digital lending platform that empowers small and medium-sized enterprises (SMEs) in emerging markets. They offer quick and easy access to finance, helping businesses grow and create jobs. Lidya's innovative technology and streamlined processes make it easy for businesses to apply for and receive loans.

Amount

₦0 - ₦100,000,000

Tenor

91 - 180 days

Min. Approval Time

24 hrs

Countries

View Lender

FAQs

What channels can I use for free?

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A web app - This is created immediately after they onboard and their customers can apply for loans via the app for free. They also get to use the admin console for free to manage their lending operations, however certain features are tied to plans so they might need to upgrade to have a more streamlined lending operation.

Can I get a custom app for my own preferences?

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You can customize your web app to your preferences - the color, texts, how things appear to fix your business colors and brand. Mobile apps customized to your brand are on our paid plans and not readily available to users on the free tier.

I already have my own app, how can I still plug into Lendsqr’s infrastructure?

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Lendsqr has APIs that you can utilize in your own app. We have a product, Adjutor that houses all our APIs without needing you to use Lendsqr's white-label apps

How do I get a demo or walkthrough for Lendsqr?

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You can send an email to growth@lendsqr.com

Get started with Lendsqr

Want to see first-hand how Lendsqr can push the boundaries of your lending business? Sign up now for free and check it out, we’ll be with you every step of the way

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