Find the best lenders in Zambia for your needs

Get the best loans from our amazing lenders in Zambia to meet your goals in the shortest amount of time. Find the loan that matches your needs, apply and get your loan disbursed to you in no time.

How much do you need?

₦500

₦500

₦1,000,000

How long do you need it?

1 month

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Amount

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Lenders

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B

Bank of Baroda

Other Lender

Bank of Baroda serves as a trusted financial partner for individuals and businesses, offering services like savings and current accounts, fixed deposits, business loans, and international money transfers.

Amount

GYD 300,000 - GYD 0

Tenor

1 - 24 months

Min. Approval Time

24 hrs

Countries

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Z

Zam Cash

Other Lender

Zamcash, a online lending platform that provides instant short-term loans in Zambia to help cover unexpected expenses or urgent cash needs.

Amount

ZMW 200 - ZMW 2,000

Tenor

1 - 12 months

Min. Approval Time

24 hrs

Countries

View Lender
Power kwacha logo

Power kwacha

Other Lender

PowerKwacha is a microfinance company in Zambia that offers quick online loans ranging from ZMW 100 to ZMW 5,000. With repayment periods of 91 to 120 days and interest rates between 10.95% and 27.98%, the platform provides accessible financial solutions. Applicants must be Zambian citizens aged 18 or older with stable income. Loans are processed through the PowerKwacha mobile app, ensuring a fast and convenient application process. The company operates from Lusaka and offers customer support via phone and email.

Amount

ZMW 100 - ZMW 5,000

Tenor

91 - 120 days

Min. Approval Time

24 hrs

Countries

View Lender
Mwachangu logo

Mwachangu

Other Lender

Mwachangu is a mobile-based lending platform in Zambia that provides instant short-term loans of up to K5,000. Users can apply via the Mwachangu mobile app, with funds disbursed directly to their MTN or Airtel mobile money accounts. The platform offers flexible repayment options and prioritizes data security. The app is available for Android devices, making loan access convenient and fast. Mwachangu operates from Lusaka, Zambia, and continues to serve individuals in need of quick financial assistance.

Amount

ZMW 100 - ZMW 5,000

Tenor

91 - 180 days

Min. Approval Time

24 hrs

Countries

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Lever credit logo

Lever credit

Other Lender

Lever Credit provides quick and easy loan services for residents of Zambia. With no need for collateral, the process is straightforward through the mobile app. Designed with simplicity and security in mind, Lever credit empowers you to take control of your finances anytime, anywhere.

Amount

ZMW 1,500 - ZMW 15,000

Tenor

120 - 360 days

Min. Approval Time

24 hrs

Countries

View Lender

F

FlashLoan

FlashLoan offers a simple and convenient loan solution in Zambia, providing you with the fastest borrowing experience possible.

Amount

ZMW 100 - ZMW 20,000

Tenor

91 - 365 days

Min. Approval Time

24 hrs

Countries

View Lender
Express Credit logo

Express Credit

Other Lender

ExpressCredit operates a multi-channel lending platform for government and private employees. They have an aim to provide short-term and long-term financial assistance.

Amount

ZMW 200 - ZMW 20,000

Tenor

1 - 24 months

Min. Approval Time

24 hrs

Countries

View Lender
HiLoan logo

HiLoan

Other Lender

HiLoan is a mobile loan app that can quickly provide borrowers in Zambia with an online loan. The application is developed to be as simple as possible.

Amount

ZMW 200 - ZMW 50,000

Tenor

91 - 180 days

Min. Approval Time

24 hrs

Countries

View Lender

F

Finca Tajikistan

Other Lender

FINCA Tajikistan is part of FINCA Impact Finance (FIF), a worldwide network of leading social-impact microfinance institutions.

Amount

TJS 2,000 - TJS 50,000

Tenor

2 - 36 months

Min. Approval Time

24 hrs

Countries

View Lender
Finca MFB logo

Finca MFB

Other Lender

Finca MFB is a financial institution that provides loans and savings products for all customers. They aim to be an unconventional community-based bank that sustainably and responsibly provides innovative and impactful financial services to enable low-income individuals and communities to invest in their futures.

Amount

₦1,000 - ₦50,000

Tenor

1 - 12 months

Min. Approval Time

24 hrs

Countries

View Lender

E

ElitPay

Other Lender

ElitPay serves their clients with the ElitPay Loan Package, Salary Advance Loan, and Micro Personal Loan (Collateral based) all with flexible payment terms, and competitive interest rates to match their client's exact budget.

Amount

ZMW 1,000 - ZMW 100,000

Tenor

3 - 24 months

Min. Approval Time

24 hrs

Countries

View Lender
Premier credit logo

Premier credit

Other Lender

PremierCredit is an International financial technology company that operates as an online microlending and Investment platform in emerging markets in different African countries.

Amount

ZMW 5,000 - ZMW 250,000

Tenor

3 - 60 months

Min. Approval Time

24 hrs

Countries

View Lender
SPENN logo

SPENN

Other Lender

SPENN is a mobile banking platform that provides a digital solution for banking, payments, and money transfers. It aims to promote financial inclusion by offering services that cater to both individuals and businesses.

Amount

RWF 15,000 - RWF 500,000

Tenor

1 - 90 days

Min. Approval Time

24 hrs

Countries

View Lender

A

Absa Bank

Other Lender

Absa Bank is a mobile bank where you can check account balances, transfer funds, buy airtime, get statements and get access to loans.

Amount

ZAR 500 - ZAR 850,000

Tenor

3 - 84 months

Min. Approval Time

24 hrs

Countries

View Lender
Lupiya logo

Lupiya

Other Lender

Lupiya offers loans to individuals and businesses in Zambia. Lupiya provides salary advance loans, collateral backed loans, scheme loans and business loans.

Amount

ZMW 500 - ZMW 1,000,000

Tenor

2 - 60 months

Min. Approval Time

24 hrs

Countries

View Lender

Z

Zanaco Mobile Bank

Other Lender

Zanaco Mobile Bank is a mobile banking platform that gives you all your traditional banking services conveniently packaged on your mobile device. This includes credit services being uniquely designed for individuals and businesses who are in need of funds to cater for their personal expenditure.

Amount

ZMW 1,000 - ZMW 1,000,000

Tenor

90 - 365 days

Min. Approval Time

24 hrs

Countries

View Lender

B

Bayport Finance

Other Lender

Bayport Finance is a leading financial services group in Africa, specializing in asset finance and consumer lending.

Amount

MUR 5,000 - MUR 1,000,000

Tenor

6 - 84 months

Min. Approval Time

24 hrs

Countries

View Lender

A

African guarantee fund

Other Lender

The African Guarantee Fund (AGF) is an innovative financial institution designed to facilitate access to finance for small and medium-sized enterprises (SMEs) across Africa.

Amount

US$0 - US$2,500,000

Tenor

1 - 84 months

Min. Approval Time

24 hrs

Countries

View Lender

I

Investec Bank

Investec Bank loans are designed to meet the diverse needs of their customers, with competitive interest rates and flexible repayment terms.

Amount

CDF 100,000 - CDF 10,000,000

Tenor

12 - 60 months

Min. Approval Time

24 hrs

Countries

View Lender
Grofin logo

Grofin

Other Lender

Grofin is a leading pan-African SME finance group, providing growth capital to small and medium-sized enterprises across Africa. It is committed to supporting the growth of African businesses and contributing to the continent's economic development.

Amount

MUR 4,475,000 - MUR 67,125,000

Tenor

36 - 96 months

Min. Approval Time

24 hrs

Countries

View Lender

FAQs

What channels can I use for free?

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A web app - This is created immediately after they onboard and their customers can apply for loans via the app for free. They also get to use the admin console for free to manage their lending operations, however certain features are tied to plans so they might need to upgrade to have a more streamlined lending operation.

Can I get a custom app for my own preferences?

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You can customize your web app to your preferences - the color, texts, how things appear to fix your business colors and brand. Mobile apps customized to your brand are on our paid plans and not readily available to users on the free tier.

I already have my own app, how can I still plug into Lendsqr’s infrastructure?

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Lendsqr has APIs that you can utilize in your own app. We have a product, Adjutor that houses all our APIs without needing you to use Lendsqr's white-label apps

How do I get a demo or walkthrough for Lendsqr?

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You can send an email to growth@lendsqr.com

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