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Find the best lenders in Zambia for your needs

Get the best loans from our amazing lenders in Zambia to meet your goals in the shortest amount of time. Find the loan that matches your needs, apply and get your loan disbursed to you in no time.

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How much do you need?

₦500

₦500

₦1,000,000

How long do you need it?

1 month

1

12

Lenders

Power kwacha logo

Power kwacha

PowerKwacha is a microfinance company in Zambia that offers quick online loans ranging from ZMW 100 to ZMW 5,000. With repayment periods of 91 to 120 days and interest rates between 10.95% and 27.98%, the platform provides accessible financial solutions. Applicants must be Zambian citizens aged 18 or older with stable income. Loans are processed through the PowerKwacha mobile app, ensuring a fast and convenient application process. The company operates from Lusaka and offers customer support via phone and email.

Amount

ZMW 100 - ZMW 5,000

Tenor

91 - 120 days

Min. approval time

24 hrs

Countries

Interest rate

See lender profile

Mwachangu logo

Mwachangu

Mwachangu is a mobile-based lending platform in Zambia that provides instant short-term loans of up to K5,000. Users can apply via the Mwachangu mobile app, with funds disbursed directly to their MTN or Airtel mobile money accounts. The platform offers flexible repayment options and prioritizes data security. The app is available for Android devices, making loan access convenient and fast. Mwachangu operates from Lusaka, Zambia, and continues to serve individuals in need of quick financial assistance.

Amount

ZMW 100 - ZMW 5,000

Tenor

91 - 180 days

Min. approval time

24 hrs

Countries

Interest rate

See lender profile

Lever credit logo

Lever credit

Lever Credit provides quick and easy loan services for residents of Zambia. With no need for collateral, the process is straightforward through the mobile app. Designed with simplicity and security in mind, Lever credit empowers you to take control of your finances anytime, anywhere.

Amount

ZMW 1,500 - ZMW 15,000

Tenor

120 - 360 days

Min. approval time

24 hrs

Countries

Interest rate

See lender profile

Rapid money logo

Rapid money

RapidMoney is an online loan application in Zambia where users can apply for personal loans up to K20,000 anytime and anywhere.

Amount

ZMW 100 - ZMW 20,000

Tenor

91 - 365 days

Min. approval time

24 hrs

Countries

Interest rate

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Finca MFB logo

Finca MFB

Finca MFB is a financial institution that provides loans and savings products for all customers. They aim to be an unconventional community-based bank that sustainably and responsibly provides innovative and impactful financial services to enable low-income individuals and communities to invest in their futures.

Amount

₦1,000 - ₦50,000

Tenor

1 - 12 months

Min. approval time

24 hrs

Countries

Interest rate

See lender profile

Tandiza Finance logo

Tandiza Finance

Tandiza Zambia Finance Limited is a Financial Institution which services and funds staff advances and loans, therefore, helping corporates with cash flow. It provides loans and lines of credit, including Payroll, SME, and Salary Advance loans, with low interest rates and no hidden fees.

Amount

ZMW 1,000 - ZMW 50,000

Tenor

3 - 36 months

Min. approval time

24 hrs

Countries

Interest rate

See lender profile

Unifi logo

Unifi

Unifi offers simple, short-term microfinance to formally employed people and bridge the gap in their day-to-day finances. It offers fast, simple, and flexible microfinance loans to formally employed individuals. The company, which operates across Africa, has its roots in Zambia, having rebranded from the original Unity Finance in 2020

Amount

ZMW 1,000 - ZMW 100,000

Tenor

3 - 12 months

Min. approval time

24 hrs

Countries

Interest rate

See lender profile

Biumoney logo

Biumoney

Biumoney is a simple, fast, and entirely online platform for salary advance loans in Zambia, offering amounts between ZMW 1,000 and ZMW 100,000 with repayment terms of 91 to 180 days. Users can apply and receive mobile money the same day through a paperless process accessed via mobile.

Amount

ZMW 1,000 - ZMW 100,000

Tenor

91 - 180 days

Min. approval time

24 hrs

Countries

Interest rate

See lender profile

FINCA Malawi logo

FINCA Malawi

Finca is a microfinance institution that offers individual loans, savings, and insurance products designed to fit each customer and their evolving needs. The company makes it possible for customers across Malawi to conveniently access responsible banking services at any time.

Amount

MWK 500,000 - MWK 20,000,000

Tenor

6 - 24 months

Min. approval time

24 hrs

Countries

Interest rate

See lender profile

Ecobank Senegal logo

Ecobank Senegal

Also referred to as the pan-African bank, Ecobank Senegal is an African bank for Africans. Their objectives are to enable a modern pan-African bank to thrive and to contribute to the economic development and financial integration of the continent.

Amount

F CFA 50,000,000 - F CFA 150,000,000

Tenor

12 - 120 months

Min. approval time

24 hrs

Countries

Interest rate

See lender profile

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