Find the best lenders in Zambia for your needs

Get the best loans from our amazing lenders in Zambia to meet your goals in the shortest amount of time. Find the loan that matches your needs, apply and get your loan disbursed to you in no time.

How much do you need?

₦500

₦500

₦1,000,000

How long do you need it?

1 month

1

12

months

Amount

Tenor

All Filters

Lenders

Sort by: Amount - Low to High
Mwachangu  logo

Mwachangu

Other Lender

As one of Zambia's fast-growing microfinance companies, Mwachangu provides the best service to our customers and prides themsselves on reducing financial burdens on Zambians. They are registered with the Bank of Zambia and the Ghana Microfinance Association Zambia, making them trustworthy and qualified to operate in Zambia.

Amount

ZMW 100 - ZMW 5,000

Tenor

91 - 180 days

Min. Approval Time

24 hrs

Countries

P

Power kwacha

Other Lender

Power kwacha is a microfinance firm poised to provide a range of loan options to the people of Zambia, catering to both employed individuals and business owners.

Amount

ZMW 100 - ZMW 5,000

Tenor

91 - 120 days

Min. Approval Time

24 hrs

Countries

A

Alafia

Other Lender

Alafia Credit provides a variety of financial services designed to empower employees and improve their quality of life with easy and reliable loan access.

Amount

ZMW 500 - ZMW 5,000

Tenor

91 - 180 days

Min. Approval Time

24 hrs

Countries

Z

Zam loan

Other Lender

Zam loan is a simple, fast, entirely online lending platform that provides salary advance loans in Zambia.

Amount

ZMW 1,000 - ZMW 10,000

Tenor

61 - 180 days

Min. Approval Time

24 hrs

Countries

L

Lever credit

Other Lender

Lever Credit provides quick and easy loan services for residents of Zambia. With no need for collateral, the process is straightforward through the mobile app.

Amount

ZMW 1,500 - ZMW 15,000

Tenor

120 - 360 days

Min. Approval Time

24 hrs

Countries

R

Rapid money

Other Lender

RapidMoney is an online loan application in Zambia where users can apply for personal loans up to K20,000 anytime and anywhere.

Amount

ZMW 100 - ZMW 20,000

Tenor

91 - 365 days

Min. Approval Time

24 hrs

Countries

F

FlashLoan

FlashLoan offers a simple and convenient loan solution in Zambia, providing you with the fastest borrowing experience possible.

Amount

ZMW 100 - ZMW 20,000

Tenor

91 - 365 days

Min. Approval Time

24 hrs

Countries

Express Credit logo

Express Credit

Other Lender

ExpressCredit operates a multi-channel lending platform for government and private employees. They have an aim to provide short-term and long-term financial assistance.

Amount

ZMW 200 - ZMW 20,000

Tenor

1 - 24 months

Min. Approval Time

24 hrs

Countries

F

Finca MFB

Other Lender

Finca MFB is a financial institution that provides loans and savings products for all customers. They aim to be an unconventional community-based bank that sustainably and responsibly provides innovative and impactful financial services to enable low-income individuals and communities to invest in their futures.

Amount

₦1,000 - ₦50,000

Tenor

1 - 12 months

Min. Approval Time

24 hrs

Countries

T

Tandiza Finance

Other Lender

Tandiza Zambia Finance Limited is a Financial Institution which services and funds staff advances and loans, therefore, helping corporates with cash flow.

Amount

ZMW 1,000 - ZMW 50,000

Tenor

3 - 36 months

Min. Approval Time

24 hrs

Countries

Biumoney logo

Biumoney

Other Lender

Biumoney is a simple, fast, entirely online lending platform that provides salary advance loans in Zambia.

Amount

ZMW 1,000 - ZMW 100,000

Tenor

91 - 180 days

Min. Approval Time

24 hrs

Countries

Unifi logo

Unifi

Other Lender

Unifi offers simple, short-term microfinance to formally employed people and bridge the gap in their day-to-day finances.

Amount

ZMW 1,000 - ZMW 100,000

Tenor

3 - 12 months

Min. Approval Time

24 hrs

Countries

E

ElitPay

Other Lender

ElitPay serves their clients with the ElitPay Loan Package, Salary Advance Loan, and Micro Personal Loan (Collateral based) all with flexible payment terms, and competitive interest rates to match their client's exact budget.

Amount

ZMW 1,000 - ZMW 100,000

Tenor

3 - 24 months

Min. Approval Time

24 hrs

Countries

Premier credit logo

Premier credit

Other Lender

PremierCredit is an International financial technology company that operates as an online microlending and Investment platform in emerging markets in different African countries.

Amount

ZMW 5,000 - ZMW 250,000

Tenor

3 - 60 months

Min. Approval Time

24 hrs

Countries

A

Absa Bank

Other Lender

Absa Bank is a mobile bank where you can check account balances, transfer funds, buy airtime, get statements and get access to loans.

Amount

ZAR 500 - ZAR 850,000

Tenor

3 - 84 months

Min. Approval Time

24 hrs

Countries

Asa International logo

Asa International

Other Lender

Asa International is a microfinance bank that provides low-income female business owners small loans to start or grow businesses. They aim to enhance socioeconomic progress of low-income entrepreneurs in increasing financial inclusion.

Amount

₦20,000 - ₦1,000,000

Tenor

6 - 10 months

Min. Approval Time

24 hrs

Countries

Lupiya logo

Lupiya

Other Lender

Lupiya offers loans to individuals and businesses in Zambia. Lupiya provides salary advance loans, collateral backed loans, scheme loans and business loans.

Amount

ZMW 500 - ZMW 1,000,000

Tenor

2 - 60 months

Min. Approval Time

24 hrs

Countries

Z

Zanaco Mobile Bank

Other Lender

Zanaco Mobile Bank is a mobile banking platform that gives you all your traditional banking services conveniently packaged on your mobile device. This includes credit services being uniquely designed for individuals and businesses who are in need of funds to cater for their personal expenditure.

Amount

ZMW 1,000 - ZMW 1,000,000

Tenor

90 - 365 days

Min. Approval Time

24 hrs

Countries

A

Access Bank Zambia

Other Lender

Access Bank Zambia is a bank that also offers digital lending services to serve as a hub for your immediate financial needs.

Amount

ZMW 1,000 - ZMW 1,000,000

Tenor

2 - 60 months

Min. Approval Time

24 hrs

Countries

F

FINCA Malawi

Other Lender

Finca is a microfinance institution that offers individual loans, savings, and insurance products designed to fit each customer and their evolving needs. The company makes it possible for customers across Malawi to conveniently access responsible banking services at any time.

Amount

MWK 500,000 - MWK 20,000,000

Tenor

6 - 24 months

Min. Approval Time

24 hrs

Countries

Lendsqr is not a lender and cannot provide loans directly. Our platform functions as a bridge connecting you with licensed lenders who may offer personal loans depending on their products. We showcase a list of these lenders and the loan options they provide.

While you can initiate the application process on Lendsqr, it's important to understand this simply starts the process with your chosen lender, not with Lendsqr.

FAQs

What channels can I use for free?

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A web app - This is created immediately after they onboard and their customers can apply for loans via the app for free. They also get to use the admin console for free to manage their lending operations, however certain features are tied to plans so they might need to upgrade to have a more streamlined lending operation.

Can I get a custom app for my own preferences?

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You can customize your web app to your preferences - the color, texts, how things appear to fix your business colors and brand. Mobile apps customized to your brand are on our paid plans and not readily available to users on the free tier.

I already have my own app, how can I still plug into Lendsqr’s infrastructure?

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Lendsqr has APIs that you can utilize in your own app. We have a product, Adjutor that houses all our APIs without needing you to use Lendsqr's white-label apps

How do I get a demo or walkthrough for Lendsqr?

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You can send an email to growth@lendsqr.com

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