Find the best lenders in Zambia for your needs

PowerKwacha is a microfinance company in Zambia that offers quick online loans ranging from ZMW 100 to ZMW 5,000. With repayment periods of 91 to 120 days and interest rates between 10.95% and 27.98%, the platform provides accessible financial solutions. Applicants must be Zambian citizens aged 18 or older with stable income. Loans are processed through the PowerKwacha mobile app, ensuring a fast and convenient application process. The company operates from Lusaka and offers customer support via phone and email.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZMW 100 - ZMW 5,000

Tenor

The length of period for which the loan would run

 

91 - 120 days

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Mwachangu is a mobile-based lending platform in Zambia that provides instant short-term loans of up to K5,000. Users can apply via the Mwachangu mobile app, with funds disbursed directly to their MTN or Airtel mobile money accounts. The platform offers flexible repayment options and prioritizes data security. The app is available for Android devices, making loan access convenient and fast. Mwachangu operates from Lusaka, Zambia, and continues to serve individuals in need of quick financial assistance.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZMW 100 - ZMW 5,000

Tenor

The length of period for which the loan would run

 

91 - 180 days

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Alafia Credit provides a variety of financial services designed to empower employees and improve their quality of life with easy and reliable loan access. Their mission is to empower your workforce with fast, fair, and flexible financial services, fostering a more productive and satisfied team

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZMW 500 - ZMW 5,000

Tenor

The length of period for which the loan would run

 

91 - 180 days

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Lever Credit provides quick and easy loan services for residents of Zambia. With no need for collateral, the process is straightforward through the mobile app. Designed with simplicity and security in mind, Lever credit empowers you to take control of your finances anytime, anywhere.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZMW 1,500 - ZMW 15,000

Tenor

The length of period for which the loan would run

 

120 - 360 days

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

FlashLoan offers a simple and convenient loan solution in Zambia, providing you with the fastest borrowing experience possible.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZMW 100 - ZMW 20,000

Tenor

The length of period for which the loan would run

 

91 - 365 days

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

RapidMoney is an online loan application in Zambia where users can apply for personal loans up to K20,000 anytime and anywhere.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZMW 100 - ZMW 20,000

Tenor

The length of period for which the loan would run

 

91 - 365 days

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

FINCA Tajikistan is part of FINCA Impact Finance (FIF), a worldwide network of leading social-impact microfinance institutions.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

TJS 2,000 - TJS 50,000

Tenor

The length of period for which the loan would run

 

2 - 36 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Finca MFB is a financial institution that provides loans and savings products for all customers. They aim to be an unconventional community-based bank that sustainably and responsibly provides innovative and impactful financial services to enable low-income individuals and communities to invest in their futures.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

₦1,000 - ₦50,000

Tenor

The length of period for which the loan would run

 

1 - 12 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Tandiza Zambia Finance Limited is a Financial Institution which services and funds staff advances and loans, therefore, helping corporates with cash flow. It provides loans and lines of credit, including Payroll, SME, and Salary Advance loans, with low interest rates and no hidden fees.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZMW 1,000 - ZMW 50,000

Tenor

The length of period for which the loan would run

 

3 - 36 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

ElitPay serves their clients with the ElitPay Loan Package, Salary Advance Loan, and Micro Personal Loan (Collateral based) all with flexible payment terms, and competitive interest rates to match their client's exact budget.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZMW 1,000 - ZMW 100,000

Tenor

The length of period for which the loan would run

 

3 - 24 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Unifi offers simple, short-term microfinance to formally employed people and bridge the gap in their day-to-day finances. It offers fast, simple, and flexible microfinance loans to formally employed individuals. The company, which operates across Africa, has its roots in Zambia, having rebranded from the original Unity Finance in 2020

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZMW 1,000 - ZMW 100,000

Tenor

The length of period for which the loan would run

 

3 - 12 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Biumoney is a simple, fast, and entirely online platform for salary advance loans in Zambia, offering amounts between ZMW 1,000 and ZMW 100,000 with repayment terms of 91 to 180 days. Users can apply and receive mobile money the same day through a paperless process accessed via mobile.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZMW 1,000 - ZMW 100,000

Tenor

The length of period for which the loan would run

 

91 - 180 days

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

SPENN is a mobile banking platform that provides a digital solution for banking, payments, and money transfers. It aims to promote financial inclusion by offering services that cater to both individuals and businesses.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

RWF 15,000 - RWF 500,000

Tenor

The length of period for which the loan would run

 

1 - 90 days

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Absa Bank is a mobile bank where you can check account balances, transfer funds, buy airtime, get statements and get access to loans.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

ZAR 500 - ZAR 850,000

Tenor

The length of period for which the loan would run

 

3 - 84 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Bayport Finance is a leading financial services group in Africa, specializing in asset finance and consumer lending.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

MUR 5,000 - MUR 1,000,000

Tenor

The length of period for which the loan would run

 

6 - 84 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Asa International is a microfinance bank that provides low-income female business owners small loans to start or grow businesses. They aim to enhance socioeconomic progress of low-income entrepreneurs in increasing financial inclusion.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

₦20,000 - ₦2,000,000

Tenor

The length of period for which the loan would run

 

6 - 12 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Investec Bank loans are designed to meet the diverse needs of their customers, with competitive interest rates and flexible repayment terms.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

CDF 100,000 - CDF 10,000,000

Tenor

The length of period for which the loan would run

 

12 - 60 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Finca is a microfinance institution that offers individual loans, savings, and insurance products designed to fit each customer and their evolving needs. The company makes it possible for customers across Malawi to conveniently access responsible banking services at any time.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

MWK 500,000 - MWK 20,000,000

Tenor

The length of period for which the loan would run

 

6 - 24 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Grofin is a leading pan-African SME finance group, providing growth capital to small and medium-sized enterprises across Africa. It is committed to supporting the growth of African businesses and contributing to the continent's economic development.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

MUR 4,475,000 - MUR 67,125,000

Tenor

The length of period for which the loan would run

 

36 - 96 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.

 

Also referred to as the pan-African bank, Ecobank Senegal is an African bank for Africans. Their objectives are to enable a modern pan-African bank to thrive and to contribute to the economic development and financial integration of the continent.

Amount

This is the amount the customer is requesting as a loan. When approved, it would be referred to as the principal

 

F CFA 50,000,000 - F CFA 150,000,000

Tenor

The length of period for which the loan would run

 

12 - 120 months

Min. Approval Time

This is the minimum time it takes for this lender to approve your loan

 

24 hrs

Countries

These are the countries in which this lender operates/is available.