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Find the best lenders in Zambia for your needs

Get the best loans from our amazing lenders in Zambia to meet your goals in the shortest amount of time. Find the loan that matches your needs, apply and get your loan disbursed to you in no time.

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How much do you need?

₦500

₦500

₦1,000,000

How long do you need it?

1 month

1

12

Lenders

Alafia logo

Alafia

Alafia Credit provides a variety of financial services designed to empower employees and improve their quality of life with easy and reliable loan access. Their mission is to empower your workforce with fast, fair, and flexible financial services, fostering a more productive and satisfied team

Amount

ZMW 500 - ZMW 5,000

Tenor

91 - 180 days

Min. approval time

24 hrs

Countries

Interest rate

See lender profile

Biumoney logo

Biumoney

Biumoney is a simple, fast, and entirely online platform for salary advance loans in Zambia, offering amounts between ZMW 1,000 and ZMW 100,000 with repayment terms of 91 to 180 days. Users can apply and receive mobile money the same day through a paperless process accessed via mobile.

Amount

ZMW 1,000 - ZMW 100,000

Tenor

91 - 180 days

Min. approval time

24 hrs

Countries

Interest rate

See lender profile

ElitPay logo

ElitPay

ElitPay serves their clients with the ElitPay Loan Package, Salary Advance Loan, and Micro Personal Loan (Collateral based) all with flexible payment terms, and competitive interest rates to match their client's exact budget.

Amount

ZMW 1,000 - ZMW 100,000

Tenor

3 - 24 months

Min. approval time

24 hrs

Countries

Interest rate

See lender profile

Absa Bank logo

Absa Bank

Absa Bank is committed to finding local solutions to uniquely local challenges and everything they do is focused on adding value. To this end, they offer our clients a range of retail, business, corporate and investment, and wealth management solutions. They also ensure a positive impact in all the countries where they operate.

Amount

ZAR 500 - ZAR 850,000

Tenor

3 - 84 months

Min. approval time

24 hrs

Countries

Interest rate

See lender profile

Access Bank Zambia logo

Access Bank Zambia

Access Bank is a multinational commercial bank, and a subsidiary of the financial services conglomerate Access Holdings Plc. With a network spanning across Africa, Europe, and Asia, it serves over 60 million customers. The bank is known for its major acquisitions, expansion strategy, and focus on sustainable business practices.

Amount

ZMW 1,000 - ZMW 1,000,000

Tenor

2 - 60 months

Min. approval time

24 hrs

Countries

Interest rate

See lender profile

Bank of Baroda logo

Bank of Baroda

Bank of Baroda serves as a trusted financial partner for individuals and businesses, offering services like savings and current accounts, fixed deposits, business loans, and international money transfers.

Amount

GYD 300,000 - GYD 1,000,000

Tenor

1 - 24 months

Min. approval time

24 hrs

Countries

Interest rate

See lender profile

Bayport Finance logo

Bayport Finance

Bayport Finance is a leading financial services group in Africa, specializing in asset finance and consumer lending. The company provides accessible and affordable credit solutions to individuals who are often underserved by traditional banking systems. Through innovative financing models, flexible repayment structures, and responsible lending practices, Bayport enables customers to meet personal needs, improve their quality of life, and pursue new economic opportunities.

Amount

MUR 5,000 - MUR 1,000,000

Tenor

6 - 84 months

Min. approval time

24 hrs

Countries

Interest rate

See lender profile

Asa International logo

Asa International

ASA International (Nigeria) is the Nigerian subsidiary of ASA International Group, one of the world’s largest international microfinance institutions. In Nigeria, it operates through ASA Nigeria / ASHA Microfinance Bank, providing small, socially responsible loans to low-income entrepreneurs, especially women, to support income-generating activities. The institution is regulated by the Central Bank of Nigeria (CBN) and operates as a deposit-taking microfinance bank focused on financial inclusion and poverty reduction. Its model is based on group-supported individual lending, structured weekly repayment, and disciplined credit evaluation.

Amount

₦20,000 - ₦2,000,000

Tenor

6 - 12 months

Min. approval time

24 hrs

Countries

Interest rate

See lender profile

African Guarantee Fund logo

African Guarantee Fund

The African Guarantee Fund (AGF) is a pan-African non-bank financial institution that operates across multiple African countries, including Chad. It was established in 2011 by development partners such as the African Development Bank, Denmark, and Spain to improve access to finance for small and medium-sized enterprises (SMEs). Unlike traditional lenders, AGF does not give loans directly to individuals or businesses. Instead, it works with banks and financial institutions by providing guarantees that reduce the risk of lending to SMEs. This makes it easier for businesses to access funding and supports economic growth, job creation, and poverty reduction across Africa.

Amount

US$0 - US$2,500,000

Tenor

1 - 84 months

Min. approval time

24 hrs

Countries

Interest rate

See lender profile

Ecobank Senegal logo

Ecobank Senegal

Also referred to as the pan-African bank, Ecobank Senegal is an African bank for Africans. Their objectives are to enable a modern pan-African bank to thrive and to contribute to the economic development and financial integration of the continent.

Amount

F CFA 50,000,000 - F CFA 150,000,000

Tenor

12 - 120 months

Min. approval time

24 hrs

Countries

Interest rate

See lender profile

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