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Make smarter lending decisions with Lendsqr’s credit decisioning software

Our credit decision models, powered by trusted third-party integrations, let you prequalify applicants and precisely assess their repayment capacity. You lend smarter, minimize risk, and fuel your loan business growth.

Trusted by 6000+ companies
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Trusted by 7000+ lenders

How do we help you make smarter decisions?

Our decision models are a combination of rules that implement the Risk Acceptance Criteria (RAC) for lenders, making qualifying borrowers a breeze.

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Karma

Tap into one of the largest private blacklist database of bad actors and chronic defaulters in Nigeria. Avoid the most chronic defaulters before hand and reduce risk.

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Whitelist

Prequalify customers for your loans such that they can skip all the other checks, where required. Provide loans for customers who are pre-vetted and guaranteed to be good for the money.

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Credit Bureau

Get real time data online for anyone from any of Nigeria’s credit bureaus. You can configure one or multiple credit bureaus to be queried at the same time.

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Ecosystem

Tap into the massive ecosystem data of borrowers within Lendsqr to make a decision. This is similar to credit bureau data but on steroids.

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Loci

With the Loci model, you can write smart rules against high-speed velocity data of customers like checking instantly the number of times a borrower has made certain changes to their information.

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Scoring

Apply numeric weights and scores against data from customers, for example, setting higher scores for certain types of job employment.

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Statement

With our integration with MyBankStatement, Mono and Fenestra, lenders can make smart loan decisions using data obtained by consent via open APIs. We transform the raw information into transactional data from which loan insights can be garnered.

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SMS Data

This module is specific to Android devices. When its SDK is installed on an app, Lendsqr is able to read customers’ SMS messages and transform the raw SMS into transactional data to make smart loan decisions for you.

Fair and transparent pricing. No hidden fees

Choose the plan that suits your needs

Monthly

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Monthly
Yearly (save 10%)

Free

US0.00

Per month, billed monthly

Free Features:

Loans and Loan Products
Decision Models
Disbursements
Customer Web App

Pro

US200.00

Per month, billed monthly

All features in Free +

Team management
Offer letters
Approval Workflow
Web App Customizations

Business

US500.00

Per month, billed monthly

All features in Pro +

White label mobile app (with additional cost)
Customer Groups
Referral Configurations
Savings and Investment
Adjutor API Service

Enterprise

Custom

All features in Business +

External loans (Web SDK)
Custom mobile app
CBA/ERP Integrations
3rd party integrations

Get started with Lendsqr

Want to see first-hand how Lendsqr can push the boundaries of your lending business? Sign up now for free and check it out, we’ll be with you every step of the way

Create your free account
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