Discover top providers in South-africa for your lending business.
Find top partners to launch, scale, or streamline your lending operations in South-africa
Providers
Paystack
Paystack is a technology company powering payments and growth for businesses in Africa. Founded in 2015, Paystack aims to transform and simplify the payments landscape across the continent. With a mission to help businesses in Africa become profitable, envied, and loved, Paystack provides a seamless and secure way to accept payments from customers anywhere in the world.
Flutterwave
Flutterwave is a fintech company founded in 2016, focused on building seamless payment infrastructure for businesses worldwide, with a strong emphasis on the African market. The company's mission is to simplify payments for endless possibilities, enabling businesses of all sizes to accept, process, and disburse payments through a range of versatile payment solutions. With a robust platform that supports multiple currencies and payment methods, Flutterwave has become a key player in connecting Africa to the global economy.
PayU
PayU is a digital company that develops innovative financial service solutions for high-growth markets across the globe. Offering local payment processing across their markets through connections, the company allows users not covered by traditional banks to access credit in a way that removes the risk to merchants.
DPO
DPO is one of the largest and the fastest-growing African payment gateways. They offer small and medium-sized businesses, right up to global companies, the solution and the support to make and receive online payments wherever and whenever they want.Their solutions allow customers to make and receive business payments quickly and securely and allow enterprises to trade locally, across borders, and internationally.
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Kora
Founded in 2017, with a mission to build a safe, secure, and seamless payment engine that will empower local merchants, as well as global merchants, to scale across Africa, Kora is a payments infrastructure for Africa providing All The Support You Need ™️ to start, scale and thrive. Kora allows businesses to scale faster by providing them with a robust and powerful core payment engine that eliminates the complications associated with single and bulk transactions.
ETranzact
ETranzact is Nigeria’s leading payment and switching company, licensed by the Central Bank of Nigeria. Offering secure and flexible solutions, the company empowers individuals and businesses with smarter and simpler payments for hassle free payment acceptance and processing.
Uqudo
Uqudo is a digital identity company with a mission to bring trust to digital interactions. The company’s award-winning technology platform is at the forefront of innovation in identity management, driving digital transformation worldwide.
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Expert Decision Systems Zimbabwe (XDS)
Expert Decision Systems Zimbabwe (XDS) is a leading information services company specializing in risk management solutions across diverse industries. With a strong passion for turning data into actionable insights, the XDS team excels in big data collection, storage, analysis, and reporting. They are dedicated to upholding the highest standards of data privacy, confidentiality, and information quality.
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Consumer Profile Bureau (CPB)
Consumer Profile Bureau (Pty) Ltd is a South African Payment Profile Hosting Credit Bureau offering innovative, real-time solutions. Their services include bespoke reporting, analytics, digital identification, paperless FICA, and online data analytics. In addition to standard credit bureau offerings like tracing, credit verification, and debtor profiling, they leverage big data using in-house algorithms and matching tools through API integration to optimize every aspect of the credit life cycle.
Experian
Experian is a global information services company that provides data-driven solutions to help businesses manage risk, prevent fraud, and make informed lending decisions. It also empowers consumers with tools to monitor and improve their credit health.
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ITC Credit Bureau
ITC Credit Bureau is a leading South African credit bureau that offers a wide range of credit reporting and risk management services. It helps businesses make informed credit decisions and manage customer risk, while also providing individuals with tools to monitor their credit health.
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VeriCred Credit Bureau (VCCB)
VeriCred Credit Bureau (VCCB) is a South African credit bureau that offers specialized credit reporting, risk management, and debtor tracing services. It helps businesses make informed credit decisions and improve collections, while also supporting consumers in monitoring their credit profiles.
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Xpert Decision Systems (XDS)
XDS, a leading credit information bureau in South Africa, is one of four companies under the ownership of the data analytics and technology firm Mettus. Their wide range of credit information solutions and services is designed to cover various aspects of customer value management throughout the entire business lifecycle.
iVeri
iVeri is a payment technology provider that enables businesses and banks to securely process electronic transactions. Their solutions support a variety of payment methods, helping businesses manage and optimize payment systems both online and offline.
Payfast
PayFast is a South African payment gateway that facilitates secure online payments for businesses. It offers a range of solutions designed to streamline the payment process and enhance the user experience for both merchants and consumers.
Netcash
LittleLoans, founded in 2014, simplifies the loan process by allowing consumers to submit a single application to multiple lenders instantly. This reduces the negative impact on your credit rating, as it avoids multiple credit checks against your name.
PayGenius
PayGenius is a South African payment solutions provider that offers a comprehensive suite of tools to facilitate secure and efficient online transactions for businesses. Their services cater to various payment needs, including card processing, mobile payments, and digital wallet integration.
TransUnion
Transunion offers total credit protection all in one place from credit score, credit report and credit alert. Transunion is a registered credit bureau and a repository of credit information on consumers and businesses. TransUnion provides a spectrum of risk and credit analysis products that help business make smarter decisions.
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Virtual Cards Services Botswana
Virtual Card Services is a payment processor that provides card processing services in Botswana. It was founded in South Africa in 1996 and expanded into Botswana in 2008, offering reliable and secure payment systems.
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Crosscheck Information Bureau (Pty) ltd
CrossCheck Information Bureau offers a data platform that not only provides traditional bureau functions but also uniquely integrates a client’s own data with external sources like Home Affairs, the Deeds Office, and CIPC, alongside other public and private sector data. Furthermore, CrossCheck goes beyond conventional services by creating customized reports that facilitate the quick interpretation and analysis of extensive data sets.
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Inoxico (Pty) Ltd
Inoxico strives to provide consistent levels of delivery regardless of changes in each country. They have developed the tech and research tradecraft to deliver the best possible reports.
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Managed Integrity Evaluation (Pty) Ltd
MIE operates in South Africa as a registered credit bureau with a mission to support clients’ due diligence and business assurance processes through our technologically advanced solutions and consulting services. Their innovative and secure solutions and services have been developed based on the latest industry best practices and are supported by leading edge screening and vetting technology.
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Tenant Profile Network (Pty) Ltd
Tenant Profile Network Credit Bureau is the largest and most trusted collector of employment, rental, and school fee payment information in South Africa. It has integrated over 40 data provider systems to guarantee accurate and secure data inflow from organizations of all sizes and types.
Tap payment
Tap Payment is a leading payment technology company in the Middle East and North Africa (MENA) region. They offer a range of payment solutions, including card processing, mobile payments, and digital wallets.
Enza
Enza is a leading fintech platform in Egypt, offering a range of payment and financial services. They empower businesses and individuals to make and receive payments, manage finances, and access financial services.
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Kwara
Kwara is a Nairobi and Berlin based startup turning credit unions into modern digital banks.
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Bottomline Technologies
Bottomline Technologies is a global provider of payment solutions, empowering businesses to streamline their payment processes. They offer a comprehensive suite of payment solutions designed to improve efficiency and reduce costs.
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Finicity
Finicity is a leading provider of financial data access and insights. They empower businesses to make informed decisions by providing access to real-time financial data.
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FICO
FICO is a global analytics software company specializing in credit scoring and risk management solutions. Their solutions help businesses make informed decisions by assessing creditworthiness and predicting risk.
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Refinitive (LSEG)
Refinitiv (LSEG) is a leading global provider of financial data and analytics. They offer a wide range of data and analytics solutions to help businesses make informed decisions.
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Equinix
Equinix is a global interconnection and data center company. They offer a range of data center services, including colocation, interconnection, and cloud connectivity.
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IDnow
IDnow is a leading provider of identity verification and authentication solutions. They offer a range of solutions to help businesses verify the identity of their customers and comply with regulatory requirements.
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M-Pesa Congo
M-Pesa Congo is a mobile money service provider in the Democratic Republic of Congo.
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OADC Texaf Kinshasa
OADC Texaf Kinshasa is a data analytics company that provides statement data to businesses in the DRC. This data can be used to improve decision-making, optimize operations, and identify new business opportunities.
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Velex Advisory
Velex Advisory is a financial advisory firm that provides a range of services to businesses in Africa, including credit scoring solutions. Their credit scoring solutions help businesses assess the creditworthiness of individuals and businesses, enabling them to make informed lending decisions.
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Smile Identity
Smile Identity is a leading provider of identity verification solutions. The company helps businesses verify the identity of their customers and mitigate fraud.
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GBG
GBG is the leading expert in digital identity. Their trusted technologies and global data coverage make it easy for businesses to identify customers, verify customer location and keep everyone, everywhere safe from fraud.
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International Data Corporation
IDC is the premier global provider of market intelligence, advisory services, and events for the information technology, telecommunications, and consumer technology markets. IDC helps IT professionals, business executives, and the investment community make fact-based decisions on technology purchases and business strategy.
Paytab
PayTabs is a payments infrastructure company providing exceptional solutions that are simple, secure, and scalable to drive local commerce and power financial inclusion across the region. By providing the infrastructure for B2B payment solutions, including digital invoicing for businesses, QR code, social media payments, point of sale and switching platforms, PayTabs facilitates seamless e-commerce and social commerce solutions for merchants, super merchants and governments.
2checkout
2Checkout is the digital commerce & payments provider that helps companies sell their products and services via multiple channels, acquire customers across multiple touch points, increase customer and revenue retention, leverage smarter payment options and subscription billing models, and maximize sales conversion rates.
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Creditsafe
Creditsafe is a global credit information and business information provider. The company's online platform provides 24/7 access to credit reports, financial statements, compliance and industry data, giving businesses the insights they need to mitigate risk and drive growth.
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Okta
Okta is an identity and access management (IAM) platform. They offer a range of solutions to help businesses manage user identities and access to applications and data.
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MFS Africa
MFS Africa is a leading digital payments platform that enables financial institutions, mobile network operators, and fintech companies to connect and transact across Africa.
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Codat
Codat is a leading financial data platform that enables businesses to access and analyze financial data from various sources. The company's API-first approach allows developers to build innovative applications and services that leverage financial data.
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Debitura
Debitura is a leading provider of debt recovery solutions. The company helps businesses recover outstanding debts through a combination of technology and human expertise.
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Thales
Thales is a global leader in technology and innovation, providing solutions for various industries, including cybersecurity, aerospace, and defense. In the realm of identity verification, Thales offers robust and secure solutions to help businesses verify the identities of their customers.
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IDanalyzer
IDanalyzer is a leading provider of identity verification solutions. The company helps businesses verify the identity of their customers and mitigate fraud.
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Dojah
Dojah is a leading African fintech company that provides a range of financial services, including identity verification, payment processing, and fraud prevention.
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oneID
OneID is a leading provider of identity verification and digital signing solutions. The company helps businesses verify the identity of their customers and secure digital transactions.
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Blackcatcard
Blackcatcard is a leading provider of card processing solutions. The company helps businesses issue and manage debit and credit cards.
Lendsqr is not a lender and cannot provide loans directly. Our platform functions as a bridge connecting you with licensed lenders who may offer personal loans depending on their products. We showcase a list of these lenders and the loan options they provide.
While you can initiate the application process on Lendsqr, it's important to understand this simply starts the process with your chosen lender, not with Lendsqr.
FAQs
What channels can I use for free?
A web app - This is created immediately after they onboard and their customers can apply for loans via the app for free. They also get to use the admin console for free to manage their lending operations, however certain features are tied to plans so they might need to upgrade to have a more streamlined lending operation.
Can I get a custom app for my own preferences?
You can customize your web app to your preferences - the color, texts, how things appear to fix your business colors and brand. Mobile apps customized to your brand are on our paid plans and not readily available to users on the free tier.
I already have my own app, how can I still plug into Lendsqr’s infrastructure?
Lendsqr has APIs that you can utilize in your own app. We have a product, Adjutor that houses all our APIs without needing you to use Lendsqr's white-label apps
How do I get a demo or walkthrough for Lendsqr?
You can send an email to growth@lendsqr.com
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