KKB (Kredi Kayıt Bürosu A.Ş.)

KKB (Kredi Kayıt Bürosu A.Ş.) is Turkey’s national credit bureau, jointly owned by major Turkish banks and regulated under financial sector law. It serves as the central credit information infrastructure in Turkey, collecting detailed credit and financial data on individuals and businesses to support credit risk assessment, lending decisions, and financial stability.

KKB aggregates credit information from participating lenders, payment services, and financial institutions into a centralized database, which is then used to generate credit reports and credit scores. These outputs help banks, leasing companies, and fintech lenders evaluate borrower risk and set appropriate lending terms.

SERVICES

• Credit Reports: Provides detailed credit histories for individuals and businesses.
• Credit Scores: Generates numeric credit scores that help lenders assess borrower risk.
• Credit Monitoring & Alerts: Notifies subscribers of significant changes in credit profiles.
• Risk & Analytics Tools: Offers analytics platforms that lenders use for portfolio risk measurement.
• Black List & Delinquency Data: Tracks overdue payments and negative credit events.
• System Integration Services: Offers APIs and data services for banks, fintechs, and lenders.

Countries