
KKB (Kredi Kayıt Bürosu A.Ş.) is Turkey’s national credit bureau, jointly owned by major Turkish banks and regulated under financial sector law. It serves as the central credit information infrastructure in Turkey, collecting detailed credit and financial data on individuals and businesses to support credit risk assessment, lending decisions, and financial stability.
KKB aggregates credit information from participating lenders, payment services, and financial institutions into a centralized database, which is then used to generate credit reports and credit scores. These outputs help banks, leasing companies, and fintech lenders evaluate borrower risk and set appropriate lending terms.
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