Agusto and Co
Credit Scoring and Decisioning

About Agusto and Co
Agusto & Co is Nigeria’s first credit rating agency, established in 1992 and licensed by the Securities and Exchange Commission (SEC). It operates as a Pan-African financial information and credit risk assessment company, providing credit ratings, research, and market intelligence across Nigeria and other African countries such as Kenya, Rwanda, and Ghana.
The company plays a critical role in the financial ecosystem by helping investors, lenders, and institutions assess the creditworthiness and risk levels of companies, banks, and financial instruments. Its ratings are widely used as benchmarks for investment decisions, lending, and capital market activities.
SERVICES
- Credit Ratings: Independent assessment of the creditworthiness of banks, corporates, funds, insurance companies, and debt instruments such as bonds.
- Industry Research: In-depth analysis and reports on key sectors of the Nigerian economy, including banking, fintech, oil & gas, and agriculture.
- Market Intelligence (AMI Platform): Access to credit ratings, economic insights, and industry data for investors and institutions.
- Customized Research: Tailored research and advisory services for clients seeking deeper insights into markets or investment opportunities.
- Green Bond Verification: Certification and verification of green bonds and sustainable finance projects in line with global standards.
- Economic & Risk Analysis: Evaluation of macroeconomic trends, industry risks, and financial performance indicators.
- Credit Risk Reporting: Detailed reports used by investors and lenders to assess risk exposure and make informed decisions.
- Sovereign & Municipal Ratings: Assessment of governments, municipalities, and public-sector debt instruments.
- Financial Sector Analysis: Coverage of banks, microfinance institutions, insurance companies, and investment firms.
- Data & Knowledge Services: Provision of financial data, insights, and publications to support decision-making
Countries
Contact
Address
57 Marina, 5th Floor UBA House Lagos Marina, Lagos
Website
Facebook Url
X (Formerly Twitter) Url
More credit scoring and decisioning providers
Explore similar providers that can support your lending operations.
Solidited UC
UC is Sweden's premier provider of digital business and consumer information services. Since 1977, they have empowered everyday and significant decisions such as purchasing a home or expanding a business with reliable data. Their mission is to transform data into knowledge, fostering trust in the interactions between individuals, companies, and society.
CreditWatch (Pty) Ltd
CreditorWatch is a commercial credit reporting bureau that provides a comprehensive suite of credit reporting products and data insights that span the entire customer lifecycle. This includes services for customer onboarding, automated credit decision-making, credit risk management, and automated collections.
LenddoEFL
LenddoEFL is a global provider of credit scoring and financial inclusion solutions. They leverage alternative data and digital identity verification to help financial institutions assess credit risk and extend credit to underserved populations.
Related reads
Explore useful articles connected to credit scoring and decisioning and lending operations.
Why speed matters in credit approvals
November 27, 2025
Why lenders check credit reports and what they really look for
November 16, 2025
Consumer finance software: What it is and why lenders rely on it
September 26, 2025



