Discover top providers in Nigeria for your lending business.

Find top partners to launch, scale, or streamline your lending operations in Nigeria

Providers

Interswitch logo

Interswitch

Payments

Interswitch is an African integrated payment and digital commerce company, founded in 2002 with the mission to create technology solutions that connect and empower individuals, businesses, and communities. Headquartered in Nigeria, Interswitch has played a large role in driving the adoption of digital payments across Africa. The company provides a wide range of innovative payment solutions, processing billions of transactions annually, and enabling businesses, governments, and consumers to transact securely and efficiently across multiple channels.

VPay logo

VPay

Payments

Vpay is a financial technology company founded in 2020, with the aim to empower sellers in Nigeria and beyond, to thrive in the digital age. Vpay integrated financial services to their platforms to ensure that merchants can access their business loans and manage their cash flows all in one place. The company also offers a suite of solutions to enable businesses to seamlessly handle business finances.

PayU logo

PayU

Payments

PayU is a digital company that develops innovative financial service solutions for high-growth markets across the globe. Offering local payment processing across their markets through connections, the company allows users not covered by traditional banks to access credit in a way that removes the risk to merchants.

Afara Partners logo

Afara Partners

Infrastructure

Afara Partners is a digital technology company that specialises in building platforms for alternative financial services in Africa. The company was founded with a mission to deploy and create innovative technology platforms that connect and empower individuals, corporate, and government to easily make and receive payments.

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Kora

Payments

Founded in 2017, with a mission to build a safe, secure, and seamless payment engine that will empower local merchants, as well as global merchants, to scale across Africa, Kora is a payments infrastructure for Africa providing All The Support You Need ™️ to start, scale and thrive. Kora allows businesses to scale faster by providing them with a robust and powerful core payment engine that eliminates the complications associated with single and bulk transactions.

Accelerex logo

Accelerex

Payments

Accelerex is the leading provider of electronic payment and financial technology solutions in Nigeria, with a mission to provide innovative electronic payment and collection solutions in a secure, reliable, and cost-effective manner. Certified by the Central Bank of Nigeria as a Payment Terminal Service Provider(PTSP) and Payment Solution Service Provider (PSSP), the company delivers innovative technology solutions in a secure and reliable manner to businesses and consumers across channels.

CoralPay logo

CoralPay

Payments

CoralPay was incorporated in 2005 but licensed as a Payment Switching and Processing company in 2018. The company’s mission is to provide payment services and solutions. As part of their renewed service focus, they offer a broad range of technology platforms that provide a range of payment-centric services and solutions across multiple platforms.

ETranzact logo

ETranzact

Payments

ETranzact is Nigeria’s leading payment and switching company, licensed by the Central Bank of Nigeria. Offering secure and flexible solutions, the company empowers individuals and businesses with smarter and simpler payments for hassle free payment acceptance and processing.

Zone logo

Zone

Payments

Zone is a regulated Blockchain network which enables easy payment and acceptance of digital currencies. The company's mission is to connect every monetary store of value using blockchain.

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Arca Payments Company

Payments

Arca Payments Company provides secure payment management tools with multiple options to power innovation. Arca enables financial institutions and SMEs to easily accept and process payments, connecting these solutions to Africa’s digital economy.

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Global Credit Rating

Data

Global Credit Rating was established in 1996 as the African arm of the New York Stock Exchange-listed Duff & Phelps. It is a licensed rating agency recognised as an External Credit Assessment Institution.

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Datapro Ltd

Data

DataPro Ltd is a leading compliance, corporate governance and fraud risk management consulting firm in Nigeria. The firm operates with a mission to provide and facilitate credible, adequate, and timely data on individuals, companies, and NPOs around the world.

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FirstCentral Credit Bureau

Credit Bureau

Incorporated in May 2005 and licensed in May 2009 under Nigerian law, FirstCentral Credit Bureau Limited is dedicated to transforming data into strategic tools for risk management. Partnering initially with Xpert Decision Systems (XDS) Pty Limited, FirstCentral remains Nigeria’s only independent credit bureau, ensuring unbiased and credible credit reporting without financial institution influence.

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Agusto and Co

Credit Scoring and Decisioning

Agusto & Co is Nigeria’s first Credit Rating company. Founded in 1992 in Nigeria, since inception, Agusto & Co has assigned over 3,000 ratings across various sectors, including banks, corporates, and investment firms. We are licensed to operate in Nigeria, Kenya, Rwanda, and Ghana, with deep expertise in African macroeconomic and business environments.

MontyPay logo

MontyPay

Infrastructure

MontyPay is a global payment service provider with headquarters in the UK. The company was established with a mission to facilitate payments in a simple and secure way to meet the merchant’s needs and difficulties. The provider supports worldwide currencies and different payment types to help merchants capitalise on their global businesses.Their payment dominion stretches across the globe with offices in countries such as Nigeria, Lebanon, Indonesia, the UAE, and Jordan.

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CreditChek

Data

CreditChek is a platform built to enable businesses to easily assess and verify the creditworthiness of their customers in Africa. Organisations can use CreditChek’s API and no-code platform to verify the identity of their customers, and prevent bad debt. CreditChek gives access to historical data from credit bureaus.

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SARU TECH

Infrastructure

SARU TECH focusses on delivering reliable enterprise software solutions.

Uqudo logo

Uqudo

Verification

Uqudo is a digital identity company with a mission to bring trust to digital interactions. The company’s award-winning technology platform is at the forefront of innovation in identity management, driving digital transformation worldwide.

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Expert Decision Systems Zimbabwe (XDS)

Credit Scoring

Expert Decision Systems Zimbabwe (XDS) is a leading information services company specializing in risk management solutions across diverse industries. With a strong passion for turning data into actionable insights, the XDS team excels in big data collection, storage, analysis, and reporting. They are dedicated to upholding the highest standards of data privacy, confidentiality, and information quality.

SmileID logo

SmileID

Verification

Smile ID's identity verification solutions empower businesses in Zambia to comply with AML and KYC requirements seamlessly. By providing instant customer identity verification and efficient user onboarding, companies can ensure compliance with Zambia's KYC, AML, and data protection laws while streamlining their processes.

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Tingg by Cellulant

Payments

Tingg, operated by Cellulant, is a digital payments platform that enables businesses and consumers to conduct transactions across multiple channels. It has a presence in several African countries, including Tanzania.

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Ecobank Benin

Payments

As part of the Ecobank Group, Ecobank Benin offers a range of banking services including personal loans, business financing options, and investment solutions tailored to its diverse clientele.

Mida logo

Mida

Loan recovery

Mida is an AI-powered debt collection and recovery company that focuses on ethical and technology-driven solutions for lenders. Their services range from loan collections to full recovery, using advanced analytics to predict when and how to collect debts. They emphasize automation, dynamic user engagement, and ethical recovery practices to improve collection rates. Mida's approach integrates seamlessly with existing systems and offers real-time reporting for businesses, helping lenders scale confidently.

Mwanga logo

Mwanga

Loan recovery

Mwanga provides debt recovery and customer service support, focusing on ethical and performance-driven strategies. They handle tele-collections and field recovery for businesses, customizing their approach to fit each client’s needs. Mwanga has successfully recovered billions in delinquent loans and works with major African lenders. They are known for their data-driven approach and strong emphasis on maintaining positive customer relationships during recovery.

Enza logo

Enza

Payments

Enza is a leading fintech platform in Egypt, offering a range of payment and financial services. They empower businesses and individuals to make and receive payments, manage finances, and access financial services.

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FICO

Credit Scoring

FICO is a global analytics software company specializing in credit scoring and risk management solutions. Their solutions help businesses make informed decisions by assessing creditworthiness and predicting risk.

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Refinitive (LSEG)

Verification

Refinitiv (LSEG) is a leading global provider of financial data and analytics. They offer a wide range of data and analytics solutions to help businesses make informed decisions.

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Equinix

Infrastructure

Equinix is a global interconnection and data center company. They offer a range of data center services, including colocation, interconnection, and cloud connectivity.

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World Remit

Payments

WorldRemit is a global money transfer company that enables people to send money to family and friends around the world. They offer a variety of payment options and delivery methods, making it easy to send money to Madagascar.

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RubyX

Infrastructure

RubyX is a financial technology company that offers a range of payment and financial services as well as credit scoring services.

Veriff logo

Veriff

Verification

Veriff is an identity verification and fraud prevention company. They offer a range of solutions to help businesses verify the identity of their customers and mitigate risk.

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Kobo360

Payments

Kobo360 is a leading fintech company in Africa, offering a range of financial services, including payments, remittances, and lending.

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OADC Texaf Kinshasa

Data

OADC Texaf Kinshasa is a data analytics company that provides statement data to businesses in the DRC. This data can be used to improve decision-making, optimize operations, and identify new business opportunities.

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Velex Advisory

Credit Scoring

Velex Advisory is a financial advisory firm that provides a range of services to businesses in Africa, including credit scoring solutions. Their credit scoring solutions help businesses assess the creditworthiness of individuals and businesses, enabling them to make informed lending decisions.

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Smile Identity

Verification

Smile Identity is a leading provider of identity verification solutions. The company helps businesses verify the identity of their customers and mitigate fraud.

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Telpay

Payments

Telpay is a leading payment service provider , offering a range of payment solutions to businesses and individuals.

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International Data Corporation

Data

IDC is the premier global provider of market intelligence, advisory services, and events for the information technology, telecommunications, and consumer technology markets. IDC helps IT professionals, business executives, and the investment community make fact-based decisions on technology purchases and business strategy.

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Axe finance

Infrastructure

Axe Finance is a global technology company specializing in credit risk automation solutions for lending institutions. They provide software solutions that streamline and automate various aspects of the lending process.

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Jumio

Verification

Jumio helps organizations to know and trust their customers online. From account opening to ongoing monitoring, the Jumio platform provides AI-driven identity verification, risk signals and compliance solutions that help you accurately establish, maintain and reassert trust.

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Okta

Verification

Okta is an identity and access management (IAM) platform. They offer a range of solutions to help businesses manage user identities and access to applications and data.

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MFS Africa

Payments

MFS Africa is a leading digital payments platform that enables financial institutions, mobile network operators, and fintech companies to connect and transact across Africa.

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MoneyGram

Payments

MoneyGram is a global money transfer company that connects people and economies around the world. With a vast network of agents and digital channels, MoneyGram offers fast and reliable money transfer services to millions of customers.

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Western Union

Payments

Western Union is a global leader in cross-border, cross-currency money movement and payments. The company offers a wide range of services to individuals and businesses, enabling them to send and receive money worldwide.

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Codat

Data

Codat is a leading financial data platform that enables businesses to access and analyze financial data from various sources. The company's API-first approach allows developers to build innovative applications and services that leverage financial data.

Zota logo

Zota

Payments

Zota is a fintech company that provides innovative payment solutions for businesses. The company's platform enables businesses to accept payments from various sources, including cards, mobile money, and bank transfers.

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IDanalyzer

Verification

IDanalyzer is a leading provider of identity verification solutions. The company helps businesses verify the identity of their customers and mitigate fraud.

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oneID

Verification

OneID is a leading provider of identity verification and digital signing solutions. The company helps businesses verify the identity of their customers and secure digital transactions.

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Mitek

Verification

Mitek is a global leader in mobile capture and identity verification, providing innovative solutions to streamline business processes and enhance security.

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Risk seal

Credit Scoring

Risk Seal is a credit scoring company that provides credit risk assessment solutions to financial institutions.

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Youverify

Verification

YouVerify is an identity verification and fraud prevention company that helps businesses verify the identity of their customers.

FAQs

What channels can I use for free?

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A web app - This is created immediately after they onboard and their customers can apply for loans via the app for free. They also get to use the admin console for free to manage their lending operations, however certain features are tied to plans so they might need to upgrade to have a more streamlined lending operation.

Can I get a custom app for my own preferences?

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You can customize your web app to your preferences - the color, texts, how things appear to fix your business colors and brand. Mobile apps customized to your brand are on our paid plans and not readily available to users on the free tier.

I already have my own app, how can I still plug into Lendsqr’s infrastructure?

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Lendsqr has APIs that you can utilize in your own app. We have a product, Adjutor that houses all our APIs without needing you to use Lendsqr's white-label apps

How do I get a demo or walkthrough for Lendsqr?

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You can send an email to growth@lendsqr.com

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Want to see first-hand how Lendsqr can push the boundaries of your lending business? Sign up now for free and check it out, we’ll be with you every step of the way

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