Azentiol iMAL

Azentio iMAL is a Singapore-based Islamic core banking and financial technology platform developed by Azentio Software for banks, Islamic financial institutions, microfinance institutions, and fintech companies. The platform provides a fully integrated suite for Sharia-compliant banking, financing, treasury, trade finance, digital banking, and investment management.

Azentio iMAL is widely recognized in the Islamic finance industry for being an AAOIFI-certified Islamic core banking platform, with recurring certifications for compliance with Islamic finance standards. The platform supports Islamic banking operations across multiple regions including the Middle East, Africa, and Southeast Asia.

SERVICES

• Islamic Core Banking: Provides centralized banking infrastructure for deposits, customer accounts, branch operations, transaction processing, and Islamic banking products.
• Islamic Financing Management: Supports Islamic financing products such as Murabaha, Musharaka, Mudarabah, Salam, Ijara, Tawarruq, and Istisna with end-to-end lifecycle automation.
• Islamic Investment Management: Portfolio, fund, and asset management tools designed for Sharia-compliant investment operations.
• Islamic Treasury Management: Treasury solutions for money markets, forex, Murabaha, Wakala, swaps, and liquidity operations while maintaining Sharia compliance.
• Trade Finance Solutions: Digitized Islamic trade finance workflows and transaction management for banks and financial institutions.
• Digital Banking Platform: Omnichannel digital banking services for retail, corporate, and investment banking customers.
• Digital Onboarding: Customer onboarding systems with workflow automation and digital KYC support.
• Islamic Microfinance Solutions: Tools for Islamic microfinance institutions to manage financing and customer operations.
• Risk & Compliance Management: Built-in compliance controls aligned with AAOIFI standards, IFRS requirements, and Sharia governance.
• API & Integration Infrastructure: Supports integration with payment systems, digital channels, third-party fintech services, and enterprise banking systems.

Countries