Lending software built for the speed of Buy Now, Pay Later

Approve shoppers in seconds, run any installment model, and manage repayment risk before it turns into a write-off.

Decide at checkout, not after Return identity and credit decisions before shoppers leave the cart.

Configure any BNPL model Run pay-in-3, pay-in-4, longer installments, or B2B credit on one engine.

Built-in affordability and compliance controls Configure disclosures and affordability checks for each market.

Designed for BNPL providers scaling installment lending

Serve more customers without losing control of risk with one platform.

Checkout onboarding

Approve shoppers before they leave the cart

Run identity and credit checks at the point of sale for decisions in seconds.

Configurable BNPL plans

Run any installment model from one engine

Configure plans, pricing, fees, and eligibility rules.

Decisioning for thin-file and repeat buyers

Score shoppers a bureau check alone would miss

Use repayment history, purchase value, merchant data, and bureau information.

Merchant and partner network

Onboard and manage merchants with ease

Use self-service onboarding, merchant rules, and settlement management.

Loan servicing at checkout scale

Manage repayments with confidence

Track schedules, retries, settlements, and active plans.

Collections for small-ticket recovery

Recover small balances without losing the customer

Automate reminders across SMS, WhatsApp, email, and in-app notifications.

Compliance across markets

Adapt to changing regulations

Set market-specific checks and disclosures with an audit trail.

Reporting and portfolio analytics

See how your BNPL business is performing

Monitor approvals, order values, repayments, and portfolio performance.

Get started with Lendsqr

Want to see first-hand how Lendsqr can push the boundaries of your lending business? Sign up free and we'll be with you every step of the way.