Lending can be profitable, but it is hard work. Lendsqr's BNPL software makes it easier: start, launch and grow your loan business across multiple channels and make smart decisions, all at a fraction of the cost.
Quick Integration. Set up your lending business with time-saving integration.
Automated Processing. Real-time automation to optimize your business.
Fully Customizable Choose from powerful features that work for your business.
Regulators
Lenders in the Philippines answer to these bodies. Check their current licensing and reporting rules before you start lending.
The Bureau of Trade Regulation and Consumer Protection in the Philippines enforces consumer protection laws, ensuring that businesses follow fair practices. It regulates pricing, product safety, and advertising, and resolves consumer complaints to protect consumer interests in the market.
Bangko Sentral ng Pilipinas is the central bank of the Philippines, responsible for regulating monetary policy, managing inflation, and maintaining financial stability.
The Philippine Competition Commission enforces competition laws, investigates anti-competitive behavior, and promotes a competitive marketplace.
All the capabilities
you need to simplify your lending process
Our robust end-to-end loan management software enables us to offer support throughout the entire lending lifecycle.
Origination means receiving and setting up loan requests.
origination
We’ve digitized the entire loan origination process
Launch your lending business effortlessly across multiple channels including web, mobile, WhatsApp, USSD, and APIs. Our lending software solutions get your loan business up and running in as little as 30 minutes.
Channels & Distribution
Create and manage diverse loan products that cater exactly to what your customers want, all with our easy-to-use management tools.
Learn more about Channels & DistributionLoan Product Management
Savings & Investment Management
With Lendsqr's advanced loan management back office, you gain total control and clarity over every aspect of your loan business.
customer MANAGEMENT
The most efficient customer management tool for lenders
Easily scale to manage your growing customer base. Track your most important customer metrics such as onboarding attempts, active and inactive users, and logins.
transaction monitoring
Track real-time data on all the transactions in your business
Gain a wider overview and summary of all the transactions that happen in your loan business. View and download all settlement summary data for faster resolutions and planning.
automations
Reduce the risk of manual errors
Our back office is fully equipped with powerful automations that reduce the time it takes to complete repetitive tasks like approvals, disbursement and repayments, allowing you to spend more time on growth.
teams
Unleash efficient collaboration within your business
Simplify teamwork by inviting team members and assigning specific permissions for streamlined business management. From risk assessment to client interactions, Lendsqr makes collaboration easy, enhancing your overall lending efficiency.
reporting
Get detailed insights on your business
Our dashboard and reports provide you with extensive data on how your products and customers are doing. Monitor your top performing products, customers and other metrics, helping you channel your efforts better.
30 lenders in the Philippines are listed in the Lendsqr lender directory.
30lenders listed
PHP 500 to PHP 20,000
USD 500,000 to USD 10,000,000
1 to 24 months
Shortest to longest typical term
Guides from the Lendsqr blog on getting a lending license in the Philippines.
How to get a lending license in the Philippines
August 19, 2024
Lendsqr lets lenders and merchants in the Philippines offer buy now, pay later. Shoppers split a purchase into installments, your decision model checks each shopper, and every installment is tracked until the last one is paid.
You set the installment plans, fees and limits, and manage BNPL loans from the same back office as the rest of your lending.
Choose the plan that suits your needs. Paid plans also have a one-off setup and licensing fee, quoted during onboarding.
Free
$0
Per month, billed monthly
Free Features:
Loans and loan Products
Decision Models
Disbursements
Customer Web App
Pro
$200
Per month, billed monthly
+ one-off setup fee, quoted during onboarding
All features in Free +
Team management
Offer letters
Approval Workflows
Web App Customizations
Business
$500
Per month, billed monthly
+ one-off setup fee, quoted during onboarding
All features in Pro +
White label mobile app (with additional cost)
Customer Groups
Referral Configurations
Savings and Investment
Adjutor API Service
Enterprise
Custom
+ one-off setup fee, quoted during onboarding
All features in Business +
External loans (Web SDK)
Custom mobile app
CBA/ERP Integrations
3rd party integrations
On-premise deployment license
WHY LENDSQR?
We've overcome every challenge to empower your success.
Having encountered nearly every issue a lender might face, we offer comprehensive solutions. By choosing Lendsqr as the backbone of your digital lending platform, you are choosing guaranteed growth and success.
Cost effective
Launch at 5% of the cost of building your own proprietary platform.
Faster time to market
Launch on the web in as little as 30 minutes, add USSD within hours, and go live with a mobile app in weeks.
Community immunity
Access to tons of data from other lenders to collaboratively block bad borrowers.
Expertise
Lendsqr talents have extensive experience with credit, data, and tech.
Lenders love Lendsqr!
Our strong capability and robust platform enable us to offer support across the entire lending lifecycle.
3.7m+ customers
Our Lending-as-a-Service platform helps lenders serve over 3.7m humans across the world.
Available in 190+ countries
We're global but also localized for every currency and locale.
Cost effective solution
Getting started with Lendsqr is very affordable. Our lenders leverage a robust infrastructure at a fraction of the cost it would take to build theirs!
30 mins average time to market
It can take as little as 30 minutes for a lender to sign up and start accepting loan requests. Yet, we also deliver customized features in record time.
Trusted by lenders world-wide
We're helping lenders across the world scale their loan business
Trusted by established lenders around the world
Enterprise and small teams rely on Lendsqr.
Lendsqr has significantly expedited our entry into the difficult but large retail lending market. Their solution not only shortened the time to market but also at a significantly reduced cost.
Abubakar Suleiman
CEO, Sterling Bank (SnapCash)
Need the right providers to support your lending? We’ve gathered everything from payment solutions to KYC tools, credit checks, and bank statement services all in one place. Let’s help you get started with the right partners today.
Explore now (opens in a new tab)
Paymentwall is a global payment processing platform that enables businesses to accept payments from customers worldwide. The company offers a wide range of payment methods, fraud prevention, and risk management solutions, supporting transactions in multiple currencies including USD, EUR, and local currencies.
Rapyd is a global financial technology and payments platform that enables businesses to accept, send, manage, and disburse money across borders with a unified API-based infrastructure. It supports hundreds of local and international payment methods, digital wallets, multi-currency accounts, and fintech services designed to simplify global commerce and financial integration for merchants and platforms in many countries, including Hungary.
WorldRemit is a global money transfer company that enables people to send money to family and friends around the world. They offer a variety of payment options and delivery methods, making it easy to send money to Madagascar.
Credolab is a Data and Analytics Credolab is a leading Data and Analytics platform that transforms smartphone and web metadata into powerful behavioral insights and risk intelligence. Using device and behavioral biometrics, Credolab helps financial institutions, fintechs, and digital businesses enhance
Hooyu is a UK‑based fintech company that focuses on identity verification, consent‑based data sharing, and customer authentication solutions. Their platform helps businesses securely verify user identities, comply with Know Your Customer (KYC) and Anti‑Money Laundering (AML) regulations, and streamline digital onboarding, all with user consent and enhanced privacy protections.
HyperVerge is a leading identity verification and fraud prevention platform, empowering businesses to verify the identity of their customers and mitigate fraud risks.
Innov8tif is a technology company that specializes in digital identity verification and risk management solutions.
C&L Debt Collection is a Philippine-based agency offering debt recovery services for businesses across the country.
Debt Kontrol LLC is a debt collection and recovery agency that provides comprehensive debt management services in Venezuela and globally. The company specializes in helping creditors recover overdue payments while maintaining respectful and professional communication with debtors.
Lending in the Philippines is regulated by Bureau of Trade Regulation and Consumer Protection, Department of Trade and Industry, Central Bank of Philippines, and Philippine Competition Commission. Check their current license and reporting rules before you start lending.
The Lendsqr blog has a guide to getting a lending license in the Philippines.
How to get a lending license in the Philippines (opens in a new tab)
The Lendsqr lender directory lists 30 lenders in the Philippines.
Typical loans from lenders listed in the Philippines range from PHP 500 to PHP 20,000 and USD 500,000 to USD 10,000,000.
Lenders in the Philippines can check a borrower's credit history with CIBI.
Paid plans in the Philippines start at USD 200 a month. The pricing section on this page shows what each plan includes.
Lenders in the Philippines disburse and collect with providers such as 2C2P, Paymentwall, Rapyd, World Remit, Aspire, Bayad, Fiuu, and GHL Systems.
Identity and verification providers in the Philippines include Credolab, Hooyu, Hyper verge, Innov8tif, Kyros AML, and Liquid, Inc..
Loan recovery providers in the Philippines include C&L Debt Collection, Debt Kontrol, Collectius, and Panlilio Credit & Collection Services.
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