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About Halkbank

Halkbank (Joint-Stock Commercial Bank of Turkmenistan "Halkbank") is a state-owned commercial bank headquartered in Ashgabat, Turkmenistan. It provides retail banking, consumer lending, mortgage financing, deposits, payment cards, money transfers, and digital banking services to individuals, entrepreneurs, and businesses. The bank is one of the country's largest retail financial institutions and offers several government-supported loan programs, including consumer, mortgage, student, and newly married couples' loans.

Amount

-

Tenor

-

Min. approval time

24 hrs

Countries

Created on

June 2026

Last updated

June 2026

Requirements

The basic requirements to apply for a loan on Halkbank include:

  • •   Must provide a valid Turkmen passport or national identification.
  • •   Must complete a loan application.
  • •   Must provide proof of income or salary certificate.
  • •   Must provide one or two guarantors (depending on the loan product).
  • •   Must provide collateral for secured loans where required.
  • •   Must demonstrate sufficient repayment capacity.
  • •   Must satisfy Halkbank's credit assessment.
  • •   Must provide any additional documentation requested by the bank

How to Apply

To apply for a loan with Halkbank, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.


This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.

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