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(opens in a new tab)National Commercial Bank Jamaica (NCB)
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Go to Website (opens in a new tab)About National Commercial Bank Jamaica (NCB)
National Commercial Bank Jamaica Limited, commonly known as NCB Jamaica, is one of the largest and oldest commercial banks in Jamaica, operating under the umbrella of the NCB Financial Group. The bank provides a full range of financial services to individuals, small and medium‑sized enterprises (SMEs), and corporate clients. Its offerings include personal and business banking, loans (both branch and digital), mortgages, credit cards, savings and chequing accounts, investment services, and digital banking. Through its extensive branch network, online platforms, and mobile banking services, NCB aims to deliver convenient, flexible, and accessible financial solutions to its customers.
Amount
JMD 50,000 - JMD 1,000,000
Tenor
1 - 120 months
Min. approval time
24 hrs
Countries
Created on
April 2026
Last updated
April 2026
Requirements
The basic requirements to apply for a loan on National Commercial Bank Jamaica (NCB) include:
- • Valid ID: Applicant must provide a government‑issued identification document.
- • Residency: Applicant must be a resident of Jamaica.
- • Employment: Applicant must be employed for at least 6 months (for most personal and digital loans).
- • Salary account: Salary must be paid into an NCB bank account for at least the past 6 months (for many unsecured loans).
- • Proof of income: Payslips, employment letter, or evidence of consistent earnings is required.
- • Credit status: Applicant must have no overdue NCB loan or credit card payments (commonly within the past 6 months).
- • Collateral/security: Collateral is required for secured loans such as larger personal or business loans.
How to Apply
To apply for a loan with National Commercial Bank Jamaica (NCB), visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.
This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.
Contact
Support Number
+1 888 622 3477
Website
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