Access bank

Access Bank Plc is one of Nigeria’s largest commercial banks and a leading financial institution serving individuals, SMEs, corporations, and government entities. Founded in 1989 and headquartered in Lagos, the bank has grown into a major African banking group with operations across multiple countries. It is known for retail banking, corporate finance, digital banking innovation, and extensive branch and ATM networks.

Access Bank provides a broad range of financial services including savings accounts, current accounts, loans, cards, business banking, trade finance, wealth management, and mobile banking solutions. The bank is widely used by salary earners, entrepreneurs, students, and large businesses due to its strong digital channels such as mobile app banking, internet banking, and USSD services.

SERVICES

• Personal Banking: Savings accounts, current accounts, domiciliary accounts, fixed deposits, and everyday banking solutions for individuals.
• Business Banking: SME accounts, corporate accounts, working capital support, and tailored banking solutions for businesses.
• Personal Loans: Payday loans, salary advance loans, school fees loans, auto loans, home loans, and other consumer credit facilities.
• SME Loans: Financing solutions for stock purchase, expansion, operations, and growth of small and medium businesses.
• Corporate Banking: Trade finance, treasury services, project finance, cash management, and structured lending for large organizations.
• Digital Banking: Mobile banking app, internet banking, USSD (*901#), and online self-service banking channels.
• Cards & Payments: Debit cards, credit cards, prepaid cards, ATM access, POS transactions, and online payment solutions.
• Money Transfers: Local transfers, international remittances, diaspora banking, and cross-border payment services.
• Savings & Investment: Fixed deposits, savings plans, treasury products, and wealth management services.
• Insurance Services: Bancassurance products including health, life, and asset protection options.
• Agency Banking: Agent banking services for deposits, withdrawals, transfers, and financial access in underserved areas.

Countries