Credit Information Bureau

Ishenim is a leading credit bureau in Kyrgyzstan, founded on March 17, 2003, with the goal of building a reliable nationwide database of credit histories. Its mission is to enhance transparency, strengthen trust in financial relationships, and support the growth of the country’s financial sector.

By providing lenders with comprehensive credit information, Ishenim helps reduce financial risks, promote responsible lending, and expand access to credit for individuals and businesses.

Services

• Credit Report: Contains information about past and current loans, their amounts, how repayment took place, information about the debt, and more.
• Monitoring: This service automatically notifies the lender of all changes in the client's credit history.
• Scoring: Analyzes all information about the creditworthiness of an entity.
• Real-Time Alerts: Automated notifications to lenders when changes occur in a client's credit history.
• Risk Management Support: Enables institutions to detect early signs of borrower risk and take preventive measures.
• Secure Data Access: Tools for financial institutions to access credit data efficiently.
• Compliance Assistance: Support for regulatory adherence related to credit reporting and lending practices.

Countries