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About Fingoal

Fingoal is a financial technology company that specializes in providing data and payment solutions for financial institutions and fintech developers.

Their platform analyzes consumer credit and debit card transactions to identify potential savings opportunities within existing spending patterns.

This analysis enables banks, credit unions, and fintech developers to create customized profiles for each end user, offering personalized financial advice and tailored calls to action.

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+18333464625

Website

fingoal.com

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@Fingoal

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Nigeria Data Protection Act (NDPA)
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Nigeria Data Protection Act (NDPA)

For years, digital lending in Nigeria operated in a data grey zone. Platforms collected more borrower information than they needed, shared it with third parties under vague terms, and used it for purposes borrowers never agreed to. Debt recovery sometimes crossed into harassment, with lenders accessing contact lists and sending messages to borrowers’ family members. […]

May 12, 2026

What data do credit bureaus collect from
Lending

What data do credit bureaus collect from lenders?

This article breaks down the specific categories of data that lenders report to credit bureaus across Africa. It focuses strictly on lender supplied data, not how bureaus score it or how lenders later consume it.

December 17, 2025

3 alternative data to credit report for
Lending

3 alternative data to credit report for enhancing underwriting quality

Traditional credit reports can give lenders useful insights into a borrower’s financial history, but they do not always tell the full story. Alternative data can help lenders assess borrowers with limited or incomplete credit histories and make more informed underwriting decisions. In this article, we explore three types of alternative data lenders can use to strengthen credit assessment, improve risk evaluation, and make better lending decisions.

July 15, 2024

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