IDram

IDram is a leading digital wallet and electronic payment system in Armenia, offering users a convenient way to store money, make payments, transfer funds, and pay for services online and offline. Established as one of the country’s early fintech platforms, IDram has grown into a widely adopted payment solution used by individuals, merchants, and service providers.

The platform allows users to perform a wide range of financial transactions, including peer-to-peer transfers, utility payments, e-commerce payments, and QR-based payments, all through a single mobile application or web interface. IDram is also integrated with banks, merchants, and government services, making it a key player in Armenia’s cashless economy ecosystem.

SERVICES

• Digital Wallet: Allows users to store funds electronically and manage balances securely.
• Money Transfers: Enables instant peer-to-peer transfers between users.
• Bill & Utility Payments: Facilitates payment of electricity, water, internet, and other services.
• Merchant Payments: Supports in-store and online payments via QR codes and integrations.
• Mobile Top-Ups: Allows users to recharge mobile airtime and data.
• E-commerce Payments: Provides payment gateway functionality for online businesses.
• Loan & Financial Services: Offers access to credit and financial products through partner institutions.

Countries