Solifi

Solifi is a global financial technology company that provides software solutions for asset finance, equipment finance, commercial lending, automotive finance, and working capital lending. The company was formed through the merger of IDS and White Clarke Group and serves banks, captive finance companies, independent finance providers, credit unions, and commercial lenders across North America, Europe, Asia-Pacific, and other regions.

Solifi helps financial institutions digitize and automate the entire lending lifecycle, from customer acquisition and loan origination to underwriting, portfolio management, servicing, collections, and reporting. Its platform is designed to support both consumer and commercial lending operations while enabling lenders to improve efficiency, reduce operational costs, and enhance customer experiences.

Unlike a bank or finance company, Solifi does not provide loans directly to borrowers. Instead, it supplies technology that lenders use to manage and scale their financing operations.

SERVICES

• Loan Origination: Enables lenders to automate loan applications, customer onboarding, document collection, underwriting, credit assessment, approvals, and funding workflows.
• Commercial Lending Management: Provides tools for managing commercial loans, business financing, working capital facilities, and corporate lending portfolios throughout their lifecycle.
• Asset Finance Management: Supports the management of equipment finance, machinery financing, technology financing, healthcare equipment financing, and other asset-backed lending products.
• Equipment Finance Solutions: Helps lenders originate, structure, approve, and manage equipment financing transactions for businesses across multiple industries.
• Automotive Finance Management: Provides specialized tools for vehicle finance providers, including dealer onboarding, vehicle loan origination, contract management, servicing, and portfolio monitoring.
• Loan Servicing: Supports repayment processing, account maintenance, interest calculations, payment management, loan restructuring, settlements, and loan closure activities.
• Collections Management: Automates delinquency monitoring, collections workflows, recovery processes, payment reminders, and arrears management.
• Customer & Dealer Management: Provides customer relationship management tools and dealer management capabilities for lenders operating indirect financing programs.
• Credit Decisioning & Underwriting: Supports risk assessment, automated credit scoring, policy-based approvals, underwriting workflows, and credit decision automation.
• Portfolio Management: Enables lenders to monitor portfolio performance, asset quality, risk exposure, profitability, and operational efficiency.

Countries