Arca Payments Company

Arca Payments Company is a payment technology and fintech infrastructure company focused on providing digital payment processing, card issuing, transaction switching, and payment orchestration solutions. Although the company’s primary operational base is in Nigeria, it also supports broader international payment infrastructure and payment-rail integrations relevant to markets such as Australia and New Zealand.

SERVICES

• Card Switching & Transaction Processing: Processes and routes electronic card transactions between banks, merchants, and payment schemes.
• Card Issuing & Management Platform: Supports issuance and lifecycle management for Visa, Mastercard, virtual cards, prepaid cards, and closed-loop card systems.
• Payment Orchestration: Unified API infrastructure for managing multiple payment rails and transaction types from one platform.
• Account-to-Account (ACH) Switching: Enables direct bank-to-bank transfers and automated clearing house (ACH) transaction processing.
• POS & Merchant Payment Solutions: Provides next-generation POS terminals and merchant payment acceptance tools.
• Agency Banking Infrastructure: Technology infrastructure supporting agent banking and branchless financial services.
• QR & NFC Payments: Supports contactless payment technologies including QR-code and NFC-based transactions.
• E-Commerce Payment Processing: Online payment gateway and merchant acquiring services for digital businesses.
• Automated Settlement Solutions: Settlement and reconciliation systems for transaction management and financial reporting.
• Financial Core & Ledger Systems: Banking-grade ledger and account management infrastructure for fintechs and financial institutions.

Countries