Defi Solutions

Defi Solutions is a U.S.-based fintech company that provides loan origination, loan servicing, dealer financing, lease management, credit decisioning, and lending automation software to banks, credit unions, finance companies, automotive lenders, equipment finance providers, and other financial institutions. Founded in 2012 and headquartered in Westlake, Defi Solutions is one of the leading providers of end-to-end lending technology in North America.

The company is best known for its flagship platform, Defi LOS, which enables lenders to manage the complete lending lifecycle from application and underwriting to funding, servicing, collections, and portfolio management. Defi Solutions has a particularly strong presence in automotive finance, consumer lending, powersports financing, and equipment finance.

SERVICES

• Loan Origination System (Defi LOS): Provides end-to-end loan origination capabilities, including application intake, underwriting, decisioning, document management, approval workflows, and funding.
• Loan Servicing Platform: Supports loan account management, payment processing, repayment schedules, customer servicing, payoff calculations, and account maintenance.
• Automotive Finance Solutions: Enables lenders to manage indirect and direct auto lending programs, dealer financing relationships, vehicle loans, and automotive lease products.
• Lease Management: Provides specialized leasing functionality for vehicle financing, equipment leasing, and asset-backed finance products.
• Credit Decisioning: Supports automated underwriting, credit scoring, policy management, risk assessment, and approval workflows.
• Dealer Management: Allows automotive lenders to manage dealer networks, dealer applications, funding processes, and dealer performance monitoring.
• Consumer Lending Solutions: Supports personal loans, installment loans, retail finance products, and unsecured lending workflows.
• Equipment Finance Solutions: Provides infrastructure for equipment financing, commercial lending, and asset-backed lending operations.
• Workflow Automation: Automates lending processes, approvals, exception handling, funding workflows, and operational tasks.
• Document Management: Enables digital document collection, storage, processing, audit tracking, and compliance management.
• Payment Processing: Supports payment acceptance, recurring payments, account servicing, and repayment management.
• Collections Management: Provides delinquency tracking, collections workflows, recovery processes, and portfolio monitoring tools.

Countries