M-Pesa (Vodacom)

M-Pesa Tanzania is a mobile money service operated by Vodacom Tanzania, part of the global Vodacom Group. It is one of the most widely used digital financial services platforms in Tanzania, allowing users to send, receive, and store money using their mobile phones without needing a traditional bank account.

Launched as part of the broader M-Pesa ecosystem, the service has become a core part of Tanzania’s financial system, supporting millions of users in both urban and rural areas. It plays a major role in financial inclusion, enabling access to payments, transfers, and basic financial services.

SERVICES

• Mobile Wallet Services: Digital wallet that allows users to store money and perform transactions using their phone number.
• Money Transfers: Send and receive money instantly between M-Pesa users and across networks.
• Cash Deposits & Withdrawals: Cash-in and cash-out services through a wide network of agents.
• Bill Payments: Pay electricity, water, TV subscriptions, school fees, and other utilities.
• Airtime & Data Purchase: Buy airtime and internet bundles directly from the wallet.
• Merchant Payments (Lipa kwa M-Pesa): Pay for goods and services at shops, markets, and businesses.
• Savings & Financial Services: Access savings products and financial tools through partnerships.
• Loan Services (via Partners): Access short-term loans through integrated financial partners.
• International Transfers: Cross-border remittances and international money transfers.
• Bulk & Salary Payments: Businesses and institutions can disburse salaries and payments through M-Pesa.

Countries