Sandstone Technology Lending

Sandstone Technology is an Australian fintech company specializing in digital banking, loan origination, digital onboarding, and lending automation solutions for banks, credit unions, building societies, challenger banks, and other financial institutions. Founded in 1996 and headquartered in Sydney, the company serves more than 30 financial institutions across Australia, New Zealand, Asia, and the United Kingdom. Its lending solutions are designed to help financial institutions digitize and automate customer acquisition, loan origination, underwriting, onboarding, and lending operations. , approve, and manage lending products.

SERVICES

• Digital Loan Origination: Enables financial institutions to digitize the entire loan application process, from customer onboarding and application submission to credit assessment, approval, and funding.
• Personal Lending Solutions: Supports the origination and processing of personal loans, unsecured loans, and consumer credit products through digital application journeys.
• Mortgage Origination: Provides end-to-end mortgage application workflows, including customer onboarding, document collection, credit assessment, approval management, and settlement processes.
• Business Lending: Supports business and commercial lending applications, helping lenders manage customer onboarding, underwriting, approval workflows, and loan processing.
• Customer Onboarding & Account Opening: Allows financial institutions to onboard new customers digitally through identity verification, document collection, customer due diligence, and automated onboarding workflows.
• Identity Verification & KYC: Supports Know Your Customer (KYC), Anti-Money Laundering (AML), identity verification, and compliance checks during customer onboarding and lending processes.
• Credit Decisioning & Underwriting: Provides automated credit assessment, risk evaluation, policy management, scorecard integration, and decisioning capabilities to accelerate loan approvals.
• Workflow Automation: Automates lending workflows, task assignments, approvals, exception handling, and operational processes to reduce manual intervention.
• Document Collection & Management: Enables customers to upload supporting documents digitally while providing lenders with centralized document storage, tracking, and management capabilities.
• Digital Banking Integration: Integrates lending journeys with online banking and mobile banking platforms to provide a seamless customer experience.
• Customer Self-Service Portals: Allows borrowers to start, save, resume, and track applications online while providing access to loan status updates and required documentation.
• API & Third-Party Integrations: Connects with credit bureaus, identity verification providers, core banking systems, payment platforms, CRM solutions, and other third-party financial services.

Countries