Sopra Banking Software

Sopra Banking Software (SBS) is a global financial technology company that provides banking, lending, financing, compliance, and digital banking software to banks, financial institutions, fintech companies, leasing companies, and specialized lenders. Headquartered in France, SBS is a subsidiary of Sopra Steria and serves more than 1,500 financial institutions across over 80 countries.

SBS offers a broad suite of solutions covering core banking, digital banking, payments, financing, leasing, lending, compliance, and banking-as-a-service (BaaS). Its lending and financing platforms help financial institutions automate the entire credit lifecycle, from customer onboarding and loan origination to servicing, collections, portfolio management, and regulatory reporting.

Unlike a bank or finance company, Sopra Banking Software does not provide loans directly to borrowers. Instead, it provides the technology infrastructure that financial institutions use to manage lending and banking operations.

SERVICES

• Digital Loan Origination: Enables financial institutions to automate customer onboarding, application capture, document collection, credit evaluation, approval workflows, and loan disbursement processes.
• Loan Management: Provides end-to-end management of loans throughout their lifecycle, including account administration, repayment schedules, interest calculations, restructurings, settlements, and loan closures.
• Loan Servicing: Supports the day-to-day administration of active loans, including payment processing, customer account management, repayment monitoring, and servicing operations.
• Consumer Finance Management: Supports personal loans, consumer credit products, revolving credit facilities, installment loans, and retail financing programs.
• Commercial Lending Management: Provides tools for managing SME lending, corporate lending, working capital facilities, trade finance, and commercial credit products.
• Mortgage Lending Solutions: Supports mortgage origination, underwriting, servicing, refinancing, collateral management, and mortgage portfolio administration.
• Asset Finance & Leasing: Enables lenders to manage equipment leasing, vehicle financing, commercial asset finance, vendor finance, and leasing portfolios.
• Automotive Finance Solutions: Provides specialized capabilities for vehicle finance providers, including dealer management, vehicle loan origination, contract administration, and servicing.

Countries