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The best student loans software in the Netherlands

Lending can be profitable, but it is hard work. Lendsqr's student loans software makes it easier: start, launch and grow your loan business across multiple channels and make smart decisions, all at a fraction of the cost.

Quick Integration. Set up your lending business with time-saving integration.

Automated Processing. Real-time automation to optimize your business.

Fully Customizable Choose from powerful features that work for your business.

Lending in the Netherlands at a glance

Regulators
De Nederlandsche Bank, European Central Bank, and Netherlands Authority for Consumers & Markets
Local currency
Euro Member Countries (EUR)
Lenders listed
36
Credit bureaus
Stichting Bureau Krediet Registratie

All the capabilities
you need to simplify your lending process

Our robust end-to-end loan management software enables us to offer support throughout the entire lending lifecycle.

Origination means receiving and setting up loan requests.

origination

We’ve digitized the entire loan origination process

Launch your lending business effortlessly across multiple channels including web, mobile, WhatsApp, USSD, and APIs. Our lending software solutions get your loan business up and running in as little as 30 minutes.

Channels & Distribution

Create and manage diverse loan products that cater exactly to what your customers want, all with our easy-to-use management tools.

Learn more about Channels & Distribution

Loan Product Management

Savings & Investment Management

Manage your entire lending operations all-in-one place

With Lendsqr's advanced loan management back office, you gain total control and clarity over every aspect of your loan business.

customer MANAGEMENT

The most efficient customer management tool for lenders

Easily scale to manage your growing customer base. Track your most important customer metrics such as onboarding attempts, active and inactive users, and logins.

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transaction monitoring

Track real-time data on all the transactions in your business

Gain a wider overview and summary of all the transactions that happen in your loan business. View and download all settlement summary data for faster resolutions and planning.

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automations

Reduce the risk of manual errors

Our back office is fully equipped with powerful automations that reduce the time it takes to complete repetitive tasks like approvals, disbursement and repayments, allowing you to spend more time on growth.

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teams

Unleash efficient collaboration within your business

Simplify teamwork by inviting team members and assigning specific permissions for streamlined business management. From risk assessment to client interactions, Lendsqr makes collaboration easy, enhancing your overall lending efficiency.

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reporting

Get detailed insights on your business

Our dashboard and reports provide you with extensive data on how your products and customers are doing. Monitor your top performing products, customers and other metrics, helping you channel your efforts better.

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Lenders in the Netherlands

Lenders by type

Bank
17
Money Lender
8
SME Lender
7
Fintech
3
Microfinance Bank
1

Typical loan sizes

  • EUR 1,000 to EUR 50,000
  • USD 3,000 to USD 3,000,000

Typical loan tenor

  • 12 to 120 months

Common borrower requirements

  • Proof of income
  • Valid ID
  • identity verification
  • Completed loan application form
  • Bank statements

Student loan software for the Netherlands

Lendsqr gives lenders in the Netherlands what they need to run student loans: products for tuition and living costs, longer tenors, and repayment schedules that fit how students and their sponsors pay.

Applications, credit checks, disbursements and repayments run on one platform, so a student loan book grows without extra manual work.

Push the boundaries of your loan business!

Book a custom demo today to see first-hand how Lendqsr can push the boundaries of your lending business.

Pricing in the Netherlands

Choose the plan that suits your needs. Paid plans also have a one-off setup and licensing fee, quoted during onboarding.

Free

$0

Per month, billed monthly

Free Features:

  • Loans and loan Products

  • Decision Models

  • Disbursements

  • Customer Web App

Pro

$200

Per month, billed monthly

+ one-off setup fee, quoted during onboarding

All features in Free +

  • Team management

  • Offer letters

  • Approval Workflows

  • Web App Customizations

Business

$500

Per month, billed monthly

+ one-off setup fee, quoted during onboarding

All features in Pro +

  • White label mobile app (with additional cost)

  • Customer Groups

  • Referral Configurations

  • Savings and Investment

  • Adjutor API Service

Enterprise

Custom

+ one-off setup fee, quoted during onboarding

All features in Business +

  • External loans (Web SDK)

  • Custom mobile app

  • CBA/ERP Integrations

  • 3rd party integrations

  • On-premise deployment license

WHY LENDSQR?

We've overcome every challenge to empower your success.

Having encountered nearly every issue a lender might face, we offer comprehensive solutions. By choosing Lendsqr as the backbone of your digital lending platform, you are choosing guaranteed growth and success.

Cost effective

Launch at 5% of the cost of building your own proprietary platform.

Faster time to market

Launch on the web in as little as 30 minutes, add USSD within hours, and go live with a mobile app in weeks.

Community immunity

Access to tons of data from other lenders to collaboratively block bad borrowers.

Expertise

Lendsqr talents have extensive experience with credit, data, and tech.

Lenders love Lendsqr!

Our strong capability and robust platform enable us to offer support across the entire lending lifecycle.

3.7m+ customers

Our Lending-as-a-Service platform helps lenders serve over 3.7m humans across the world.

Available in 190+ countries

We're global but also localized for every currency and locale.

Cost effective solution

Getting started with Lendsqr is very affordable. Our lenders leverage a robust infrastructure at a fraction of the cost it would take to build theirs!

30 mins average time to market

It can take as little as 30 minutes for a lender to sign up and start accepting loan requests. Yet, we also deliver customized features in record time.

Trusted by lenders world-wide

We're helping lenders across the world scale their loan business

Worldwide

Trusted by established lenders around the world

Enterprise and small teams rely on Lendsqr.

Sterling
Tolaram
Baobab
Asha
Kredi
Standard Life

Lendsqr has significantly expedited our entry into the difficult but large retail lending market. Their solution not only shortened the time to market but also at a significantly reduced cost.

Abubakar Suleiman

CEO, Sterling Bank (SnapCash)

Get providers to power your lending in the Netherlands

Need the right providers to support your lending? We’ve gathered everything from payment solutions to KYC tools, credit checks, and bank statement services all in one place. Let’s help you get started with the right partners today.

Explore now (opens in a new tab)
provider

Providers lenders in the Netherlands work with

Regulators

DN

De Nederlandsche Bank

De Nederlandsche Bank (DNB) is the central bank of the Netherlands, part of the European System of Central Banks. It is responsible for regulating monetary policy, maintaining financial stability, and overseeing the Dutch financial system. It ensures the smooth functioning of payment systems and contributes to economic stability.

EC

European Central Bank

The European Central Bank (ECB) is the central bank responsible for managing the euro and ensuring price stability across the Eurozone, which comprises the 20 European Union countries that have adopted the euro as their currency.

NA

Netherlands Authority for Consumers & Markets

The Netherlands Authority for Consumers & Markets (ACM) regulates competition, consumer protection, and energy markets. It ensures that businesses comply with fair practices, prevents anti-competitive behavior, and safeguards consumer rights in the Dutch market.

See all regulators in the Netherlands

Credit Bureau

Stichting Bureau Krediet Registratie logo

Stichting Bureau Krediet Registratie

Stichting Bureau Krediet Registratie (BKR) is the Netherlands’ central credit registration authority, responsible for collecting, managing, and analyzing consumer credit data. By maintaining multiple registers such as covering credit, payment arrears, and debt assistance, BKR provides accurate insights to lenders, municipalities, and financial organizations. Their work helps reduce financial risks, promote responsible lending, identify early signs of over-indebtedness, and support public initiatives for debt prevention.

See all credit bureau in the Netherlands

Payments

2checkout logo

2checkout

2Checkout is a leading digital commerce and payments platform that enables companies to sell products and services globally through multiple channels. It helps businesses acquire customers across diverse touchpoints, improve retention, optimize subscription billing models, and increase revenue through flexible payment solutions.

Apexx logo

Apexx

Apexx is a global payment orchestration platform that enables businesses to connect to multiple payment methods, processors, and acquiring partners through a single integration. The platform simplifies payment acceptance for e‑commerce merchants, marketplaces, and digital businesses, providing flexibility, scalability, and optimized routing of transactions. Apexx’s technology helps companies in Croatia and beyond manage payments efficiently, reduce complexity, and improve authorization performance.

CaSys logo

CaSys

CaSys is a financial technology company operating in North Macedonia that provides electronic payment and digital financial services for customers and businesses. The platform focuses on enabling efficient, secure, and accessible payment transactions, helping businesses and individuals perform digital payments, money transfers, and merchant payment acceptance.

iDEAL logo

iDEAL

iDEAL is the most widely used payment method in the Netherlands, enabling users to make online payments directly from their bank accounts.

See all payments in the Netherlands

Mobile money

P

Profee

Profee is a digital payment platform that offers international money transfers with competitive exchange rates and low fees.

SM

Sling Money

Sling Money is a digital remittance service that enables users to send money internationally with ease.

See all mobile money in the Netherlands

Verification

ComplyCube logo

ComplyCube

ComplyCube is a regulatory technology (RegTech) company that provides digital identity verification, KYC (Know Your Customer), and AML (Anti-Money Laundering) compliance solutions for businesses worldwide, including companies operating in Montenegro. The company was founded in 2020 and is headquartered in London, offering a cloud-based platform that helps organizations automate compliance and customer verification processes.

Hooyu logo

Hooyu

Hooyu is a UK‑based fintech company that focuses on identity verification, consent‑based data sharing, and customer authentication solutions. Their platform helps businesses securely verify user identities, comply with Know Your Customer (KYC) and Anti‑Money Laundering (AML) regulations, and streamline digital onboarding, all with user consent and enhanced privacy protections.

iDenfy logo

iDenfy

iDenfy is a leading identity verification and fraud prevention company, specializing in delivering accurate, secure, and efficient verification solutions for businesses worldwide. With advanced technology and global coverage, iDenfy helps organizations streamline onboarding, reduce fraud, maintain regulatory compliance, and protect sensitive customer data.

Keesing technologies logo

Keesing technologies

Keesing Technologies is a Dutch technology company that specializes in identity verification and authentication solutions. The company provides services that help governments, financial institutions, and enterprises securely verify documents and identities using advanced technology such as biometric checks and machine‑assisted document inspection.

See all verification in the Netherlands

Loan Recovery

Atradius collections logo

Atradius collections

Atradius Collections is an international debt collection and receivables management company that helps businesses recover overdue invoices and unpaid commercial debts. It operates as part of the global Atradius Group, which specializes in credit insurance, credit management, and debt recovery services.

Bierens logo

Bierens

Bierens is a global law firm specializing in debt recovery and legal services. They offer a wide range of services to businesses and individuals.

Debt Kontrol logo

Debt Kontrol

Debt Kontrol LLC is a debt collection and recovery agency that provides comprehensive debt management services in Venezuela and globally. The company specializes in helping creditors recover overdue payments while maintaining respectful and professional communication with debtors.

EOS Solutions logo

EOS Solutions

EOS Solutions is part of the EOS Group, a global provider of credit management, receivables purchasing, and debt collection services. Operating in multiple European markets including North Macedonia , the company helps businesses improve cash flow and recover overdue receivables by managing delinquent accounts and non‑performing loans on behalf of creditors.

See all loan recovery in the Netherlands

Questions about lending in the Netherlands

Who regulates lending in the Netherlands?

Lending in the Netherlands is regulated by De Nederlandsche Bank, European Central Bank, and Netherlands Authority for Consumers & Markets. Check their current license and reporting rules before you start lending.

How many lenders in the Netherlands are listed on Lendsqr?

The Lendsqr lender directory lists 36 lenders in the Netherlands.

How much do lenders in the Netherlands typically lend?

Typical loans from lenders listed in the Netherlands range from EUR 1,000 to EUR 50,000 and USD 3,000 to USD 3,000,000.

Which credit bureaus operate in the Netherlands?

Lenders in the Netherlands can check a borrower's credit history with Stichting Bureau Krediet Registratie.

How much does Lendsqr cost in the Netherlands?

Paid plans in the Netherlands start at USD 200 a month. The pricing section on this page shows what each plan includes.

Which payment providers do lenders in the Netherlands use?

Lenders in the Netherlands disburse and collect with providers such as 2checkout, Apexx, CaSys, iDEAL, Ingenico, Klarna, Magnius, and Mango pay.

How do lenders verify borrowers in the Netherlands?

Identity and verification providers in the Netherlands include ComplyCube, Hooyu, iDenfy, Keesing technologies, Okta, Penneo, Persona, and Active Trust AI.

Who helps lenders recover loans in the Netherlands?

Loan recovery providers in the Netherlands include Atradius collections, Bierens, Debt Kontrol, EOS Solutions, and Juristu.

More from Lendsqr in the Netherlands

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