234 Loan
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About 234 Loan
234 Loan is a Nigerian digital lending platform that provides fast and convenient short-term loans to individuals who need urgent financial support. The platform is designed for salary earners, self-employed workers, small business owners, and everyday Nigerians seeking quick access to credit through a mobile-first process. 234 Loan is known for simple applications, minimal paperwork, and fast disbursement for qualified borrowers.
Amount
₦5,000 - ₦1,000,000
Tenor
1 - 30 days
Min. approval time
24 hrs
Countries
Created on
April 2026
Last updated
April 2026
Requirements
The basic requirements to apply for a loan on 234 Loan include:
- • Valid ID: National ID, voter’s card, driver’s license, or international passport.
- • BVN: Required for identity and credit verification.
- • Phone Number: Active Nigerian mobile number.
- • Bank Account: Active Nigerian bank account for disbursement.
- • Personal Details: Full name, date of birth, and residential address.
- • Income Proof: Salary record, bank statement, or business income evidence.
- • Smartphone Access: Mobile device for online application and account use.
- • Good Repayment Record: Better chances for returning customers with good history.
- • Eligibility Review: Final approval depends on internal credit checks and risk assessment.
How to Apply
To apply for a loan with 234 Loan, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.
This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.
Contact
Support Number
+234 818 554 8889
Website
Loans you can apply for (7)
Payday Nano Loan
By 234 Loan
Get payday loans between N5K - N10K
Amount
₦5,000 - ₦10,000
Tenor
14 - 30 days
Interest rate
From 10% flat
Sample offer
₦5,000 for 30 days and pay back ₦5,000
Requirements
- BVNPhone NumberValid Debit CardValid IDValid Bank Account
Payday Super Loan
By 234 Loan
Get up to N100,000 today
Amount
₦40,000 - ₦100,000
Tenor
1 - 3 months
Interest rate
From 10% flat
Sample offer
₦40,000 for 3 months and pay back ₦40,000
Requirements
- BVNPhone NumberValid Debit CardValid IDValid Bank Account
Payday Nano Loan (Advanced)
By 234 Loan
Customers must have settled a previous loan to qualify for this loan product.
Amount
₦10,000 - ₦40,000
Tenor
1 - 3 months
Interest rate
From 10% per month
Sample offer
₦10,000 for 3 months and pay back ₦10,000
Requirements
- BVNPhone NumberValid Debit CardValid IDValid Bank Account
Payday Super Loan
By 234 Loan
Get up to N100,000 today
Amount
₦40,000 - ₦100,000
Tenor
1 - 3 months
Interest rate
From 10% flat
Sample offer
₦40,000 for 3 months and pay back ₦40,000
Requirements
- BVNPhone NumberValid Debit CardValid IDValid Bank Account
234BIZL
By 234 Loan
This product aims at providing easy access to funding for small and medium scale enterprises in Nigeria. Get a minimum of N500,000 and a maximum of N10,000,000 to operate your business today!
Amount
₦100,000 - ₦400,000
Tenor
1 - 12 months
Interest rate
From 10% per month
Sample offer
₦100,000 for 12 months and pay back ₦100,000
Requirements
- BVNPhone NumberValid Debit CardValid IDValid Bank Account
234BIZ (Advanced)
By 234 Loan
For small and medium scale businesses
Amount
₦500,000 - ₦1,000,000
Tenor
1 - 12 months
Interest rate
From 6% per month
Sample offer
₦500,000 for 12 months and pay back ₦500,000
Requirements
- BVNPhone NumberValid Debit CardValid IDValid Bank Account
TRADERS LOAN
By 234 Loan
This loan product is strictly for petty traders who will be paired in groups. Repayment is weekly with a 10% monthly interest rate.
Amount
₦10,000 - ₦100,000
Tenor
4 - 16 weeks
Interest rate
From 1.25% per week
Sample offer
₦10,000 for 16 weeks and pay back ₦10,000
Requirements
- BVNPhone NumberValid Debit CardValid IDValid Bank Account
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