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(opens in a new tab)9Credit
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Go to Website (opens in a new tab)About 9Credit
9Credit is a Nigerian digital lending app that provides quick short-term loans to individuals directly through mobile phones. It is designed for salary earners, small business owners, and individuals who need urgent cash without collateral or lengthy bank procedures. The platform offers fast loan approval and disbursement into users’ bank accounts after successful verification.
Amount
₦2,000 - ₦200,000
Tenor
91 - 120 days
Min. approval time
24 hrs
Countries
Created on
April 2026
Last updated
April 2026
Requirements
The basic requirements to apply for a loan on 9Credit include:
- • Valid ID: National ID, voter’s card, driver’s license, or international passport.
- • BVN: Required for identity verification and loan assessment.
- • Active Phone Number: A working Nigerian mobile number for registration and communication.
- • Bank Account: Active Nigerian bank account for loan disbursement.
- • Age Requirement: Must be 18 years or older.
- • Personal Details: Full name, date of birth, and residential address.
- • Smartphone Access: Android phone required to download and use the app.
- • Income Information: Proof of salary or regular income source may be required.
- • Credit Evaluation: Loan approval depends on internal credit scoring and repayment history.
How to Apply
To apply for a loan with 9Credit, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.
Alternatively, you can download the lender's app on Google Play Store.
This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.
Contact
Support Number
+234 901 931 0402
Website
Facebook Url
