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(opens in a new tab)A1Credit
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Go to Website (opens in a new tab)About A1Credit
A1Credit is a Nigerian digital consumer lending company operated by A1 Capital Solution Limited. It provides short-term unsecured loans through a mobile app and online channels, targeting salaried workers, self-employed individuals, and people who need quick access to emergency funds. The company describes itself as a Lagos State–approved lending house. It is not a deposit-taking bank. Instead, A1Credit operates in the digital lending / microcredit segment of Nigeria’s fintech ecosystem, where users can apply for small loans directly from their phones.
Amount
₦5,000 - ₦50,000
Tenor
7 - 30 days
Min. approval time
24 hrs
Countries
Created on
April 2026
Last updated
April 2026
Requirements
The basic requirements to apply for a loan on A1Credit include:
- • Nigerian mobile phone
- • Active bank account
- • Functional debit card
- • Valid identification details
- • BVN for identity verification
- • Personal details
- • Employment or income information
- • Smartphone with internet access
- • Acceptable credit/risk profile
How to Apply
To apply for a loan with A1Credit, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.
Alternatively, you can download the lender's app on Google Play StoreorApple App Store.
This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.
Contact
Support Number
+234 80 7495 5555
Website
Facebook Url
