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About Access Financial Services

Access Financial Services Limited is a Jamaican microfinance institution established in 2000, focused on providing personal and business loans to individuals and micro, small, and medium-sized enterprises (MSMEs). It is one of the leading players in Jamaica’s microfinance sector and is listed on the Jamaica Stock Exchange, reflecting its scale and credibility within the financial ecosystem. The company operates through an island-wide branch network and is strongly positioned around financial inclusion, serving customers who may not easily access traditional banking services.

Amount

JMD 10,000 - JMD 30,000

Tenor

3 - 84 months

Min. approval time

24 hrs

Countries

Created on

April 2026

Last updated

April 2026

Requirements

The basic requirements to apply for a loan on Access Financial Services include:

  • •   Valid ID: Applicant must provide a government-issued identification document.
  • •   Employment requirement: Applicant must be permanently employed for at least 6 months (for personal loans).
  • •   Business requirement: Business must be operational for at least 6 months (for business loans).
  • •   Proof of income: Payslips or other income verification must be provided.
  • •   Approved employer: Applicant’s employer must be on the lender’s approved company list.
  • •   Bank account: Loan disbursement is made via bank account or cheque.
  • •   Repayment method: Loan must be repaid through salary deduction or Automatic Clearing House (ACH).
  • •   Loan purpose: Loan must align with personal or business use (e.g., expenses, working capital, asset purchase).
  • •   Credit assessment: Applicant must meet internal affordability and risk criteria.

How to Apply

To apply for a loan with Access Financial Services, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.


This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.

Contact

Support Number

+1 876 929 9253

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