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(opens in a new tab)Aella Credit
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Go to Website (opens in a new tab)About Aella Credit
Aella Credit (Aella App) is a Nigerian digital microfinance platform licensed by the Central Bank of Nigeria (CBN). It is a fintech company that offers fast loans and a wide range of financial services through its mobile app. Aella is designed to help individuals and small businesses access credit, make payments, save money, and manage basic financial needs in one platform. The platform is fully digital, meaning users can apply for loans without visiting a physical bank. Loan approvals are based on BVN data, credit scoring, and basic personal information.
Amount
₦2,000 - ₦1,500,000
Tenor
61 - 365 days
Min. approval time
24 hrs
Countries
Created on
April 2026
Last updated
April 2026
Requirements
The basic requirements to apply for a loan on Aella Credit include:
- • Valid ID: National ID, voter’s card, driver’s license, or international passport.
- • BVN: Required for identity verification and credit assessment.
- • Active Phone Number: Nigerian mobile number for registration and communication.
- • Bank Account: Active Nigerian bank account for loan disbursement.
- • Age Requirement: Must be 18 years and above.
- • Personal Details: Full name, date of birth, and residential address.
- • Smartphone Access: Android or iOS device to use the app.
- • Income Information: Salary details or proof of regular income may be required.
- • Credit Check: Loan approval depends on BVN data, credit score, and repayment history.
How to Apply
To apply for a loan with Aella Credit, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.
Alternatively, you can download the lender's app on Google Play Store.
This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.
Contact
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