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About Afya SACCO

Afya SACCO Society Ltd is one of Kenya's largest Deposit-Taking Savings and Credit Cooperative Societies (DT-SACCOs). Established on 8 May 1971, it was founded primarily to serve healthcare professionals but has since expanded its membership to include employees of public and private health institutions, medical practitioners, healthcare organizations, and other eligible individuals. Headquartered in Nairobi, the SACCO has grown to over 120,000 members with assets exceeding KES 22 billion. It is licensed and regulated by the Sacco Societies Regulatory Authority (SASRA).

Amount

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Tenor

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Min. approval time

24 hrs

Countries

Created on

July 2026

Last updated

July 2026

Requirements

The basic requirements to apply for a loan on Afya SACCO include:

  • •   Must be a registered Afya SACCO member.
  • •   Must have maintained active membership for at least 6 months (for most loan products).
  • •   Must meet the minimum share capital requirement.
  • •   Must provide a valid Kenyan National ID or Passport
  • •   Must complete the official loan application form.
  • •   Must provide recent payslips or certified bank statements (typically for the previous six months).
  • •   Must satisfy the SACCO's affordability assessment.
  • •   Must comply with Kenya's one-third salary rule.
  • •   Must provide guarantors or acceptable collateral where required.
  • •   Must maintain an active FOSA account for selected loan products.
  • •   Must submit any additional documents required for the selected loan product

How to Apply

To apply for a loan with Afya SACCO, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.


This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.

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