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(opens in a new tab)Alter modus
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Go to Website (opens in a new tab)About Alter modus
Alter Modus is a microcredit financial institution based in Montenegro. Originally founded as an NGO in 1997, it was created to support the development of family-owned and small businesses that had limited access to financial resources. It is now the market leader in micro-crediting in the country.
Amount
€0 - €50,000
Tenor
36 - 84 months
Min. approval time
24 hrs
Countries
Created on
October 2025
Last updated
October 2025
Requirements
The basic requirements to apply for a loan on Alter modus include:
- • Decision, Certificate or Extract of Registration from the Relevant Register – CRPS, and for notaries, lawyers and executors, Decision on Establishment or registration in the competent chamber (If the attached document does not contain a TIN, it is necessary to additionally attach the Decision on TIN)
- • An ID card or passport
- • A record of deposited signatures
- • The Balance Sheet and the Profit and Loss Statement (certified by the accountant and the responsible person from the last final account)
- • Analytical turnover card at a commercial bank
How to Apply
To apply for a loan with Alter modus, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.
This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.
