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About Bahama Islands Co-operative Credit Union Ltd.

Bahama Islands Co-operative Credit Union Ltd. is a member-owned financial institution in the Bahamas that provides savings accounts, credit services, and loans to its members. As a cooperative, its focus is on encouraging savings and providing affordable, community-focused lending to improve members’ financial well-being. The credit union offers consumer loans, auto loans, and other secured financing, often with relatively quick processing and flexible terms compared to traditional banks.

Amount

BSD 2,000 - BSD 50,000

Tenor

12 - 48 months

Min. approval time

24 hrs

Countries

Created on

March 2026

Last updated

March 2026

Requirements

The basic requirements to apply for a loan on Bahama Islands Co-operative Credit Union Ltd. include:

  • •   Must be a registered member of the credit union (requires share contribution)
  • •   Must be at least 18 years old and a Bahamian resident
  • •   Valid ID (e.g., passport or voter’s card)
  • •   Proof of income (e.g., payslip or employment letter)
  • •   Proof of address
  • •   Savings/share contribution with the credit union
  • •   Collateral or security (for secured loans)
  • •   Property appraisal
  • •   Bank reference letter

How to Apply

To apply for a loan with Bahama Islands Co-operative Credit Union Ltd., visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.


This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.

Contact

Support Number

+1 242 601 5900

Website

biccu.org/

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