Baines Credit Microfinance Bank Limited
Other LenderMicrofinance Bank
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Go to WebsiteAbout Baines Credit Microfinance Bank Limited
Baines Credit Microfinance Bank Limited is a licensed Nigerian microfinance bank regulated by the Central Bank of Nigeria (CBN) and insured by the NDIC. It provides financial services such as loans, savings, investments, and asset financing to salary earners, SMEs, micro-entrepreneurs, and corporate clients. The bank is focused on delivering simple and accessible financial solutions that support financial inclusion and economic growth in Nigeria. Headquartered in Lagos, Baines Credit operates as a consumer-focused financial institution offering both digital and branch-based services. It is widely used for quick personal loans, business funding, and structured savings products tailored to individuals and small businesses.
Amount
₦50,000 - ₦1,000,000
Tenor
1 - 12 months
Min. approval time
24 hrs
Countries
Created on
May 2026
Last updated
May 2026
Requirements
The basic requirements to apply for a loan on Baines Credit Microfinance Bank Limited include:
- • Valid ID: National ID, voter’s card, driver’s license, or international passport.
- • BVN: Required for identity verification and loan processing.
- • Passport Photograph: Needed for account or loan registration.
- • Utility Bill: Used as proof of residential address.
- • Bank Statement: Required for income and repayment capacity assessment.
- • Proof of Income: Salary slip or business income records for loan approval.
- • Business Details: CAC documents or business information for SME loans.
- • Active Phone Number: Required for communication and verification.
- • Age Requirement: Must be 18 years and above.
- • Credit Assessment: Loan approval depends on internal risk evaluation and repayment capacity.
How to Apply
To apply for a loan with Baines Credit Microfinance Bank Limited, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.
Alternatively, you can download the lender's app on Google Play StoreorApple App Store.
This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.
Contact
Support Number
+234 903 111 1888
Website
Facebook Url
X (Formerly Twitter) Url
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