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About Banco BANDES Uruguay

Banco BANDES Uruguay is a licensed commercial bank operating in Uruguay and a subsidiary of the Venezuelan state-owned banking group Banco de Desarrollo Económico y Social de Venezuela (BANDES). Headquartered in Montevideo, the bank provides retail, corporate, SME, agricultural, and investment banking services, including personal loans, vehicle financing, mortgages, business financing, savings accounts, and digital banking.

Amount

UYU 4,000 - UYU 200,000

Tenor

2 - 36 months

Min. approval time

24 hrs

Countries

Created on

June 2026

Last updated

June 2026

Requirements

The basic requirements to apply for a loan on Banco BANDES Uruguay include:

  • •   Must be at least 18 years old.
  • •   Must meet the maximum eligible age (generally 70–80 years, depending on the product and repayment method).
  • •   Must have a minimum monthly net income of UYU 20,000 (Multipréstamo).
  • •   Must have at least 1 year of employment with the current employer.
  • •   Must provide a valid Uruguayan Identity Card (Cédula de Identidad).
  • •   Must provide proof of residence.
  • •   Must provide the last three salary slips or pension receipts.
  • •   Must pass Banco BANDES' credit evaluation.
  • •   Must provide any additional documentation requested by the bank.
  • •   For Préstamo UI, applicants must have a minimum net monthly income of UYU 40,000.

How to Apply

To apply for a loan with Banco BANDES Uruguay, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.


This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.

Contact

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