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About Banco BBVA Uruguay

Banco BBVA Uruguay is one of Uruguay's leading private commercial banks and a subsidiary of Banco Bilbao Vizcaya Argentaria (BBVA), one of the world's largest international banking groups. Headquartered in Montevideo, the bank offers retail, commercial, corporate, investment, and digital banking services, including personal loans, mortgages, vehicle financing, business lending, savings, investments, and insurance. BBVA Uruguay offers several personal loan products with competitive interest rates, digital application channels, and flexible repayment terms. Unlike many banks that do not publish lending limits, BBVA Uruguay publicly discloses both its minimum financing amount and the maximum unsecured lending amount for eligible borrowers.

Amount

UYU 20,000 - UYU 45,000

Tenor

24 - 120 months

Min. approval time

24 hrs

Countries

Created on

June 2026

Last updated

June 2026

Requirements

The basic requirements to apply for a loan on Banco BBVA Uruguay include:

  • •   Must be at least 21 years old.
  • •   Must be under 77 years old when the loan is granted.
  • •   Must have a minimum monthly income of UYU 20,000 for the standard personal loan product.
  • •   Must present a valid Uruguayan identity card (Cédula de Identidad).
  • •   Must provide proof of income.
  • •   Must provide proof of residence.
  • •   Must have the required employment history: Employees and professionals: Minimum 1 year and Independent non-professionals: Minimum 3 years.
  • •   Must have no negative records with Uruguay's credit bureau (Clearing de Informes) or the Central Bank of Uruguay.
  • •   Must pass BBVA's credit evaluation.
  • •   Must provide any additional documentation requested by the bank.

How to Apply

To apply for a loan with Banco BBVA Uruguay, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.


This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.

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