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(opens in a new tab)Banco de Crédito y Comercio (BANDEC)
(opens in a new tab) Back (opens in a new tab)Banco de Crédito y Comercio (BANDEC)
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Go to Website (opens in a new tab)About Banco de Crédito y Comercio (BANDEC)
Banco de Crédito y Comercio (BANDEC) is one of Cuba’s largest state-owned commercial banks, established in 1997 and operating across all provinces in the country. It plays a central role in Cuba’s financial system by providing banking services to individuals, businesses, and government-related entities. BANDEC is known for its extensive nationwide branch network, particularly outside Havana, and its strong integration into the country’s financial infrastructure. It is also the primary issuer of the RED debit card, widely used for salary payments, pensions, and savings accounts in Cuba.
Amount
CUP 500 - CUP 50,000
Tenor
12 - 120 months
Min. approval time
24 hrs
Countries
Created on
March 2026
Last updated
March 2026
Requirements
The basic requirements to apply for a loan on Banco de Crédito y Comercio (BANDEC) include:
- • Provide a valid government-issued ID (Cuban national ID or passport).
- • Be a resident of Cuba.
- • Be of legal age (typically 18+).
- • Provide proof of income or employment (e.g., salary certification or business income).
- • Have an active BANDEC account.
- • Submit a loan application form specifying the purpose of the loan.
- • Provide supporting documents (e.g., for construction loans or business financing).
- • Meet credit eligibility criteria based on internal assessment.
- • Provide collateral or guarantees (if required).
- • Agree to loan terms and repayment conditions.
How to Apply
To apply for a loan with Banco de Crédito y Comercio (BANDEC), visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.
This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.
Contact
Support Number
+53 7 206 6530
Website
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