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(opens in a new tab)Banco Hipotecario del Uruguay
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Go to Website (opens in a new tab)About Banco Hipotecario del Uruguay
Banco Hipotecario del Uruguay (BHU) is a state-owned financial institution specializing in housing finance and mortgage lending in Uruguay. Established in 1892 and headquartered in Montevideo, BHU's primary mission is to facilitate home ownership by providing mortgage loans, construction financing, home improvement loans, and related housing financial services. Unlike traditional commercial banks, BHU does not offer standard unsecured personal loans or consumer loans. Its lending activities are focused almost exclusively on residential property financing.
Amount
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Tenor
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Min. approval time
24 hrs
Countries
Created on
June 2026
Last updated
June 2026
Requirements
The basic requirements to apply for a loan on Banco Hipotecario del Uruguay include:
- • Must be at least 18 years old.
- • Must be a resident of Uruguay or otherwise eligible under BHU's lending policies.
- • Must present a valid Uruguayan identity card or passport.
- • Must provide proof of income.
- • Must demonstrate repayment capacity.
- • Must provide proof of residence.
- • Must submit documentation relating to the property being financed.
- • The property must satisfy BHU's valuation and legal requirements.
- • Must pass BHU's credit assessment.
- • Must provide any additional documentation requested during the application process.
How to Apply
To apply for a loan with Banco Hipotecario del Uruguay, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.
This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.
Contact
Website
