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About Bidii Credit Limited

Bidii Credit Limited is a Kenyan non-deposit-taking microfinance and consumer lending institution that provides credit solutions to individuals, micro-entrepreneurs, landlords, and small businesses. The company focuses on supporting SME growth, personal financing needs, and asset-backed loans, helping borrowers access working capital, emergency funds, and business expansion financing.

Amount

KSH 2,000 - KSH 5,000,000

Tenor

3 - 24 months

Min. approval time

24 hrs

Countries

Created on

March 2026

Last updated

March 2026

Requirements

The basic requirements to apply for a loan on Bidii Credit Limited include:

  • •   Must be a Kenyan citizen aged 18 or above
  • •   Must operate a business for at least six months (for SME loans)
  • •   Business must have a permanent operating location
  • •   Must have a registered M-Pesa mobile line
  • •   Good credit history with CRB (Credit Reference Bureau)
  • •   Ability to demonstrate repayment capacity
  • •   Must provide at least two guarantors
  • •   Pay a one-time registration fee (about KSh 500)
  • •   Loans are typically disbursed and repaid through M-Pesa.

How to Apply

To apply for a loan with Bidii Credit Limited, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.


This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.

Contact

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@Bidii Credit Limited

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