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Bunq

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About Bunq

Bunq is a Dutch digital bank known for its fully app-based banking, instant payments, budgeting tools, and flexible account features. While Bunq does not issue traditional loans directly, it provides access to credit through partnered lenders inside the app, allowing users to apply for personal loans with a streamlined digital process. Its focus is on convenience, automation, and sustainability.

Amount

€1,000 - €100,000

Tenor

6 - 120 months

Min. approval time

24 hrs

Countries

Created on

February 2026

Last updated

February 2026

Requirements

The basic requirements to apply for a loan on Bunq include:

  • •   Must be 18 or older
  • •   Must be a resident of the Netherlands.
  • •   Must verify identity through the Bunq app.
  • •   Must pass a BKR credit check.
  • •   Must meet affordability rules (stable income + manageable debt level).
  • •   Application and approval happen digitally through a partner lender.

How to Apply

To apply for a loan with Bunq, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.


This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.

Contact

Support Number

+312 080 836 66

Website

bunq.com

Facebook Url

Bunq

X (Formerly Twitter) Url

@Bunq

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