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(opens in a new tab)Capital Credit Union
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Go to Website (opens in a new tab)About Capital Credit Union
Capital Credit Union is one of Scotland's largest credit unions, serving members across Edinburgh, the Lothians, the Scottish Borders, and eligible employers throughout the UK. Established in 1989 and headquartered in Edinburgh, Scotland, it is a member-owned financial cooperative offering affordable personal loans, car loans, home improvement loans, green loans, debt consolidation loans, season ticket loans, and savings products. Capital Credit Union is authorized by the Prudential Regulation Authority (PRA) and regulated by both the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA). Eligible savings are protected by the Financial Services Compensation Scheme (FSCS).
Amount
£500 - £25,000
Tenor
3 - 84 months
Min. approval time
24 hrs
Countries
Created on
July 2026
Last updated
July 2026
Requirements
The basic requirements to apply for a loan on Capital Credit Union include:
- • Be 18 years or older.
- • Be a UK resident with a UK bank account.
- • Be a member of Capital Credit Union or eligible to join.
- • Have a regular income.
- • Demonstrate that the loan is affordable.
- • Meet Capital Credit Union's credit assessment requirements
How to Apply
To apply for a loan with Capital Credit Union, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.
This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.
Contact
Website
