Cara Credit Union

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About Cara Credit Union

Cara Credit Union is one of Ireland's largest community credit unions and the largest community-based credit union in Munster, serving members across County Kerry through branches in Tralee, Castleisland, Killorglin, Ballyduff, Causeway, and Corca Dhuibhne (Dingle). Originally founded as Tralee Credit Union in 1968, it adopted the name Cara Credit Union in 2018 following its 50th anniversary and subsequent mergers with neighboring credit unions. The credit union offers a wide range of lending products, including personal loans, car loans, home improvement loans, business loans, agricultural (Cultivate) loans, and green home loans. It is regulated by the Central Bank of Ireland, and eligible member deposits are protected under Ireland's Deposit Guarantee Scheme (DGS) up to €100,000 per depositor.

Amount

Tenor

Min. approval time

24 hrs

Countries

Created on

July 2026

Last updated

July 2026

Requirements

The basic requirements to apply for a loan on Cara Credit Union include:

• Be a member of Cara Credit Union.
• Be 18 years or older.
• Complete a loan application online, via the mobile app, by phone, or in person.
• Provide proof of identity.
• Provide proof of income and supporting financial documentation where required.
• Demonstrate the ability to repay the loan.
• Meet the credit union's lending criteria.

How to Apply

To apply for a loan with Cara Credit Union, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.

This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.

Contact

Website