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About Cashpaddie

Cashpaddie is a Nigerian digital micro-lending platform that provides instant personal loans through a mobile app and online system. It is designed to offer quick access to cash for individuals who need short-term financial support without collateral or lengthy bank procedures. The platform uses digital credit scoring based on BVN data, phone information, and financial behavior to assess loan eligibility. Once approved, loans are disbursed directly to users’ bank accounts, typically within a short time.

Amount

₦3,000 - ₦200,000

Tenor

91 - 365 days

Min. approval time

24 hrs

Countries

Created on

May 2026

Last updated

May 2026

Requirements

The basic requirements to apply for a loan on Cashpaddie include:

  • •   Valid ID: National ID, driver’s license, or passport.
  • •   BVN: Required for identity verification and credit assessment.
  • •   Phone Number: Active mobile number linked to the user’s bank account.
  • •   Bank Account: Needed for loan disbursement and repayment.
  • •   Age Requirement: Must be 18 years and above.
  • •   Smartphone Access: Required to use the app or online platform.
  • •   Personal Details: Name, address, and basic identification information.
  • •   Credit Assessment: Approval depends on internal scoring and repayment behavior.

How to Apply

To apply for a loan with Cashpaddie, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.


Alternatively, you can download the lender's app on Google Play Store.

This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.

Contact

Support Number

+234 904 330 7578

Facebook Url

Cashpaddie

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