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(opens in a new tab)Cetelem
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Go to Website (opens in a new tab)About Cetelem
Cetelem is a leading consumer finance institution in Spain, operating as part of the BNP Paribas Group. It specializes in personal loans, consumer credit, credit cards, and savings products, with a strong focus on digital lending and retail financing partnerships (e.g., financing purchases at stores). The bank is known for its fully online loan process, fast approvals, and flexible repayment structures, allowing customers to access financing without switching banks.
Amount
€6,000 - €60,000
Tenor
48 - 60 months
Min. approval time
24 hrs
Countries
Created on
April 2026
Last updated
April 2026
Requirements
The basic requirements to apply for a loan on Cetelem include:
- • Valid ID: Applicant must provide a national ID (DNI/NIE) or passport.
- • Minimum age: Applicant must be at least 18 years old.
- • Proof of income: Applicant must show stable income (e.g., payslips, employment contract, or self-employed earnings).
- • Financial solvency: Applicant must demonstrate the ability to repay the loan.
- • Credit history: Applicant must not be listed in delinquency or default databases (e.g., ASNEF).
- • Bank account: A bank account is required for loan disbursement and repayments.
- • Application documentation: Supporting documents such as bank statements and proof of address may be required
How to Apply
To apply for a loan with Cetelem, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.
This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.
Contact
Support Number
+34 900 505 969
Website
Facebook Url
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