Cetelem

The basic requirements to apply for a loan on Cetelem include:

• •   Valid ID: Applicant must provide a national ID (DNI/NIE) or passport.
• •   Minimum age: Applicant must be at least 18 years old.
• •   Proof of income: Applicant must show stable income (e.g., payslips, employment contract, or self-employed earnings).
• •   Financial solvency: Applicant must demonstrate the ability to repay the loan.
• •   Credit history: Applicant must not be listed in delinquency or default databases (e.g., ASNEF).
• •   Bank account: A bank account is required for loan disbursement and repayments.
• •   Application documentation: Supporting documents such as bank statements and proof of address may be required

To apply for a loan with Cetelem, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.

This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.