Chedda
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Go to WebsiteAbout Chedda
Chedda is a Nigerian digital banking and lending platform operated as a fintech service built on a microfinance banking infrastructure. It provides users with mobile banking services, instant loans, money transfers, and basic financial tools through a smartphone app. The platform is powered through a licensed microfinance banking structure and operates in partnership with regulated financial institutions, enabling it to offer credit and digital account services to individuals and small businesses. It is designed as a financial super-app, combining everyday banking functions with lending services.
Amount
₦5,000 - ₦200,000
Tenor
1 - 30 days
Min. approval time
24 hrs
Countries
Created on
May 2026
Last updated
May 2026
Requirements
The basic requirements to apply for a loan on Chedda include:
- • Valid ID: National ID, driver’s license, or passport.
- • BVN: Required for identity verification and compliance.
- • Phone Number: Active mobile number for registration.
- • Smartphone Access: Required to use the mobile app.
- • Bank Verification: Linked bank account or NUBAN account setup.
- • Personal Details: Name, address, and basic identity information.
- • Income or Transaction History: Used for credit scoring and loan approval.
- • Age Requirement: Must be 18 years and above.
How to Apply
To apply for a loan with Chedda, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.
This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.
Contact
Website
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