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Go to Website (opens in a new tab)About Credit Direct Limited
Credit Direct Limited is a Nigerian consumer finance and digital lending company that provides personal loans, salary-based loans, and SME financing. It operates as a licensed financial services provider under a regulated lending structure, focusing on making credit accessible to salaried workers, entrepreneurs, and individuals with stable income. The company is one of Nigeria’s more established credit providers and is known for offering fast, unsecured loans with structured repayment plans, often deducted directly from salaries or bank accounts. It also operates through digital platforms, allowing customers to apply for loans online or via mobile channels.
Amount
₦20,000 - ₦5,000,000
Tenor
1 - 18 months
Min. approval time
24 hrs
Countries
Created on
May 2026
Last updated
May 2026
Requirements
The basic requirements to apply for a loan on Credit Direct Limited include:
- • Valid ID: National ID, voter’s card, driver’s license, or passport.
- • BVN: Required for identity verification and credit assessment.
- • Proof of Employment: Employment letter or staff ID for salary earners.
- • Bank Account: Needed for loan disbursement and repayment.
- • Proof of Income: Salary slip or income statement (for salary-based loans).
- • Phone Number & Email: For registration and communication.
- • Credit History: Clean or acceptable credit record may be required.
- • Age Requirement: Must be 18 years or older.
- • Guarantor (in some cases): May be required depending on loan type and amount.
- • Minimum salary income N100,000
How to Apply
To apply for a loan with Credit Direct Limited, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.
Alternatively, you can download the lender's app on Google Play StoreorApple App Store.
This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.
Contact
Support Number
+234 907 030 9430
Website
Facebook Url
X (Formerly Twitter) Url
