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(opens in a new tab)Credit Spring
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Other LenderFintech
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Go to Website (opens in a new tab)About Credit Spring
Creditspring is a UK-based fintech lender that offers a subscription-based credit model rather than traditional interest-bearing loans. Instead of charging interest, it provides members with access to two small, no-interest loans per year and charges a fixed monthly membership fee. It is designed to help users manage short-term expenses and build or improve their credit score through regular repayments.
Amount
£400 - £2,400
Tenor
6 - 13 months
Min. approval time
24 hrs
Countries
Created on
March 2026
Last updated
March 2026
Requirements
The basic requirements to apply for a loan on Credit Spring include:
- • Must be at least 18 years old and a UK resident
- • Valid UK bank account (at least 3 months old)
- • Minimum annual income of £14,000
- • Valid ID and personal details
- • No recent CCJs, IVAs, or bankruptcies
- • Pass credit and affordability checks
How to Apply
To apply for a loan with Credit Spring, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.
This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.
Contact
Support Number
+44 020 3870 3332
Website
Facebook Url
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