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About Dotcash Credit Limited

Dotcash Credit Limited is a Kenyan digital credit provider that offers short-term consumer loans through mobile and online platforms. The company focuses on providing quick and convenient credit access to individuals who may not easily qualify for traditional bank loans. Dotcash uses digital credit assessment methods to evaluate borrowers and disburse funds rapidly, often through mobile money services such as M-Pesa.

Amount

KSH 1,000 - KSH 80,000

Tenor

91 - 365 days

Min. approval time

24 hrs

Countries

Created on

March 2026

Last updated

March 2026

Requirements

The basic requirements to apply for a loan on Dotcash Credit Limited include:

  • •   Must be a resident of Kenya
  • •   Valid Kenyan national ID
  • •   Age between about 18–60 years
  • •   Must have a valid mobile phone and registered M-Pesa account
  • •   Must have a source of income and the ability to repay the loan
  • •   Must download the Dotcash mobile app and register an account
  • •   Must provide basic personal information for identity verification
  • •   Completion of the online or mobile loan application
  • •   Credit assessment based on digital scoring and credit bureau records
  • •   Ability to demonstrate repayment capacity

How to Apply

To apply for a loan with Dotcash Credit Limited, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.


This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.

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