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About DUCA Credit Union

DUCA Credit Union (officially DUCA Financial Services Credit Union Ltd.) is a member-owned financial cooperative headquartered in Toronto, Ontario. Founded in 1954, DUCA serves more than 93,000 members through branches across Southern Ontario and a comprehensive digital banking platform. The credit union provides a broad range of financial services, including personal loans, personal lines of credit, student lines of credit, mortgages, business loans, credit cards, and investment products. DUCA is regulated by the Financial Services Regulatory Authority of Ontario (FSRA), with eligible deposits insured by Ontario's Deposit Insurance Reserve Fund (DIRF).

Amount

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Tenor

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Min. approval time

24 hrs

Countries

Created on

July 2026

Last updated

July 2026

Requirements

The basic requirements to apply for a loan on DUCA Credit Union include:

  • •   Be eligible for DUCA membership.
  • •   Be a Canadian resident.
  • •   Complete a loan application.
  • •   Provide valid government-issued identification.
  • •   Demonstrate sufficient income and repayment capacity.
  • •   Meet DUCA's credit assessment and underwriting requirements.

How to Apply

To apply for a loan with DUCA Credit Union, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.


This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.

Contact

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