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About Efectivo si

Efectivo Sí is an Argentine non-bank financial institution (financiera) that provides personal loans, credit cards, savings products, and basic banking services to individuals, especially those who are not fully banked or who prefer simplified access to credit. It operates under Compañía Financiera Argentina S.A., and is regulated by the Central Bank of Argentina (BCRA). The company is widely known for its consumer lending model, offering fast-access loans through branches, agents, and digital channels.

Amount

ARS 4,000 - ARS 9,000,000

Tenor

1 - 60 months

Min. approval time

24 hrs

Countries

Created on

April 2026

Last updated

April 2026

Requirements

The basic requirements to apply for a loan on Efectivo si include:

  • •   Valid ID: Applicant must provide a government-issued national ID (DNI).
  • •   Minimum age: Applicant must be between 18 and 84 years old.
  • •   Residency: Applicant must be a resident of Argentina.
  • •   Proof of income: Applicant must show income from salary, pension, self-employment, or informal work.
  • •   Employment status: Applicant may be salaried, self-employed, monotributista, or retired.
  • •   Credit evaluation: Applicant must pass internal credit scoring and repayment capacity checks.
  • •   Bank or financial account: Applicant must have an active account for disbursement and repayment.
  • •   Loan application form: Applicant must complete the official application through branches or digital channels.
  • •   Financial verification: Additional documentation may be requested depending on loan amount and profile.

How to Apply

To apply for a loan with Efectivo si, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.


This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.

Contact

Support Number

+54 800 333 3933

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