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(opens in a new tab)Finio
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Go to Website (opens in a new tab)About Finio
Finio Loans is a UK-based online lender that provides unsecured personal loans to individuals. The company offers instalment loans designed to help borrowers cover expenses such as emergency bills, car repairs, home improvements, or debt consolidation. Finio operates as a direct lender, meaning borrowers apply directly through its online platform and receive a lending decision quickly.
Amount
£500 - £5,000
Tenor
12 - 24 months
Min. approval time
24 hrs
Countries
Created on
March 2026
Last updated
March 2026
Requirements
The basic requirements to apply for a loan on Finio include:
- • Age requirement: Applicants must usually be at least 18 years old.
- • Residency: Borrowers must be UK residents.
- • Employment and income: Applicants typically need a regular source of income and must be able to afford monthly repayments (for example, about £700 monthly income as a guide).
- • Bank account and debit card: A UK bank account and debit card are required to complete the loan application.
- • Credit assessment: Finio conducts credit checks and affordability assessments before approving a loan.
- • Identification details: Applicants must provide personal information and identification, and in some cases upload supporting documents such as a driver’s licence.
How to Apply
To apply for a loan with Finio, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.
This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.
